Countries Where Online Gambling is Legal | The Sports Daily

LPT: If you have a lot of free time at the moment, you can generate a little income on the side by doing online work like teaching english, transcription, microtasks or surveys. It's not a fortune but if you have time to spare anyway it's a good way to pay a few bills. (list of sites attached)

Here is a list of sites for online work that anyone can use:

Appen - Paid Projects, up to 20 hours a week. Decent pay of about $14 dollars per hour but depends on the project you can get
Lionbridge - Paid projects, great projects on offer
TeamWork - Paid projects, good site.
ClickWorker - Surveys and Writing..payments vary per task....Very good site.
Neevo - Tasks , up to $1 per task approx
Vipkid- Teach English to kids online, $15-$25 per hour or so
QKid- Same as vipkid teaching English online- I think this pays up to $20 per hour
gogokid- Teach English Online $14-25 per hour - Surverys, pays very well!
Mturk - Microtasks- Pay is ok, haven't used it myself but seems fine
Rev - Transcription
TranscribeME - Transcription
GoTranscript- Transcription
Qmee- Surveys, varying payout on each one...pretty good site.
Swagbucks- Surveys, good paying.
Timebucks - Various surveys, good site.
GG2U- Surveys, good site with good payout, probably average of 1$ per survey
Serpclix - Good one for tasks/surveys...intall on your browser and it will let you know when there are some available
BrandedSurvey- Surveys
20Cogs - You complete 20 offers to get the payout, you will have to cancel a few subsciptions after some tasks but it's a good way to make about £200-£300 - Surveys, Mostly they pay £1-£4
YouGov - Surveys, good site and pay is decent. - Surveys, pay is decent.
Ysense - Surveys and other tasks
Prizerebel - Surveys and other tasks
Microworkers - Various tasks
HideOutTV- Watch videos and get paid
HoneyGain- You get paid for browsing the internet every month , maybe $40 or so

This got a very positive response when I posted a few months ago so I thought I'd put it out there again, Personally I use a combination of these sites to earn around £1000-£1500 a month. Hopefully it can be of help to more people, shoot me a message if you have any questions

EDIT: Ok so the reason I said I use a combination of these sites is because I have used all of them at one time or another, but here is my current combination:
Appen/Lionsbridge- Most recently worked as a social media evaluator which payed $15 per hour and gave me around 10 hours per week
Clickworker- I use the UHRS section,“Universal Human Relevance System”. It’s a partner website that can be accessed over and where you can process additional jobs. You can earn a lot more this way
Neevo- Various tasks , up to $1 per task approx
VipKid and other english teaching sites- I also put ads on a spanish site called tusclasesparticulares offering skype classes. Here is a link to a lot of different English teaching sites you can use from different countries
GG2U- Surveys, good site with good payout, probably average of 1$ per survey
20cogs- A good way to earn £200+ in a relatively short time
Serpclix - Good one for tasks/surveys...intall on your browser and it will let you know when there are some available
Qmee- Surveys, good site
Prolific- Surveys- Can pay very well
HoneyGain- You get paid for browsing the internet every month , maybe $40 or so
These would be my go to sites, and I sporadically check for work on the others too if I have the time.
I spend 2 hours a day doing this to earn £1000 per month but it's usually higher than that. You have to earn £33 per day in order to hit the £1000 per month mark, which is very doable when you have 20 or so sites to work with.
For me at the moment it's usually a one hour class which makes me £15 and then a combination of projects from Lionsbridge (which currently pays about $15 dollars for an hour) and then a couple of random short tasks or surveys from one of the other sites, or more if I don't do a class...Takes a while to fine tune it and I'm always modifying the combination but believe me it's more than doable. As I say, you just need to hit that £33 a day, which is actually even easier to hit in dollars if you prefer to think of it that way.

Also, and this is only useful to people in the UK, I am currently doing "Matched Betting" because the Premier league is on now and more and more sporting fixtures are making a comeback. Match betting is where you bet on one outcome in the bookies and then bet against that outcome in the exchange, with both bets at almost the same odds.
So for example, If you bet £10 for Real Madrid to win at odds of 2.5 on the betting site, and then bet for Real Madrid not to win(i.e bet against them) on the exchange at the same odds, you are covered in all outcomes, win lose or draw.
This means you have fullfilled the requirements of the betting sites offer (for example, Bet £10 and get £40 in free bets) without actually gambling, since there is no risk of losing the £10 you bet since it's matched. You then do the exact same thing with your £40 free bets, and this is where you make the profit since you're not using £40 of your own money.
Yes It's totally legal, just a loophole in the system really, although I was very suspicious of it at first. I wrote a guide explaining how to do it, you can find it at the top of my profile if you are interested. I have made about £700-£800 per month from doing this, on top of the money from other sites, but obviously this means putting in more time!
I hope this is of some help, If you have any other questions don't hesitate to ask!
submitted by IvyRoney to LifeProTips [link] [comments]

DKNG - Fundamental DD Inside - DKNG

This is an example of fundamental DD that takes place at ‘smart’ money institutions based on my professional experience in IBD, Private Equity & most recently at a HF (mods can message me for proof). Not thoroughly fleshed out b/c you autists have limited attention spans, but a summary. Figured I’d take the time to give back to this community that has provided many lolz, & should be a good measuring stick when evaluating other forms of fundamental DD posted here.
DKNG - DraftKings, Inc.: vertically integrated US mobile betting operator that also provides retail sports betting & back-end betting solutions through SBTech. Think of SBTech as the tech ‘market-maker’ for traditional sports betting, they do all the funny math to set the betting odds & seem to be working on back-end solutions for DKNG Casino
The Big Picture
Only ~2% of the ~$90Bn gambling revenues were placed online which is the lowest in the world where betting online is legal. For example, in other countries online gaming activity represents ~6% - ~52% of total gambling revenues, with ~12% being the average.
Wall Street expects online gaming revenue to be $20Bn-$40Bn within the next 10 years. For this to be achieved, the online gambling market will have to achieve a ~30% penetration rate on total country gaming revenues. There is an expectation that this is could be easily achievable given penetration trends overseas - see page 11 of this:
Other catalysts include increasing adaptation of sports betting in more states. States that have both legal sports betting + online sports betting permitted: NV, NJ, WV, PA, IA. Sports betting permitted but no online: DE, MS, RI, MO, AR. Prior to COVID there was ongoing discussions across many States, especially ones with growing deficits to explore how permitting sports betting could create a fresh avenue of tax dollars. Post COVID there is an expectation that these discussions will be given extra focus as many States will be hungry for incremental tax dollars. Important to note that currently 43/50 States allow DFS, but given the small share DFS has on total Gaming Revenues, it increasingly looks like DKNG is banking on traditional sports betting for a variety of reasons, more later. There are entire articles on Google arguing this catalyst so I’ll end this here.
Digging Deeper
DKNG’s main offerings are Daily Fantasy Sports (“DFS”) products & traditional sports book products to its clients. Long story short, a metric to look for in my opinion (that is curiously not reported by management or remarked on) is the hold % in traditional gaming sector parlance or the ‘rake’ & compare it to the ‘traditional’ gaming products like sports betting & Blackjack.
For DFS: DKNG takes ~15% of the prize pool (note: used to be ~6-11% [2]). Curiously, their main competitor FanDuel also has moved up to a ~15% rake recently. Google searches show the smaller competitors have a rake in the ~13% range.
This ‘rake’ has grown ~2x in 6 years, but it has been a delicate move on behalf of management. Why? B/c the more ‘sophisticated’ DFS players (equal to autistic day traders on Robinhood) have noted this increase & based on some Googling, some have moved down market to the smaller players. As a side note, many live casino games have their rules altered to grow the Hold %. For example, Blackjack games with 6:5 payouts on 21 have materially higher Hold % than the traditional BJ rules that pay out 3:2. Given the findings so far, DKNG may not have much room to materially increase its hold % in DFS games in the near-term from current of 15%. More on this later.
Now why the fuck is this important? This is important b/c the typical sports book (ex-Parlays) have a ~5% hold %/rake. Parlays have up to a ~30% hold (which is why it’s commonly known as the sucker’s bet), & just for reference, the average Blackjack table clocks in 14.5%. What this means: Every dollar put into these games, the “House” or DKNG, will take 15% of your money for DFS games, for sports bets they will be pocketing ~5%, up to ~30% if you’re into parlays, & we’ll just use the standard 14.5% BJ hold for the DraftKings Casino platform.
So why the acquisition of SBTech & a foray into the traditional sports gambling market? As you can see previously, the illegal sports betting market is >30x the size of the current daily fantasy sports market. So it’s clear that the DFS providers including DKNG are foraying into the space to capture this user base & hopefully convert them into games that have a higher hold %, such as DFS/DKNG Casino.
As of May 2020, DKNG has achieved a 30% penetration rate on its ~4mm ‘monetized’ DFS clientele to its Online Sports Book (OSB), from the OSB+DFS clientele, DKNG has converted 50% into its DraftKings Casino platform.
Including non-monetized users, user base totals at 12mm. Based on these unit economics: every 1mm of additional users -> 333k monetized users for DFS -> 100k users for OSB -> 50k users for DraftKings Casino.
Some Numbers – Italicized/Bolded the important
Numbers that represent Risks to Long Thesis
Things to look for when going Long
- Progress of additional States legalizing sports betting – specifically, States with DFS already legalized
- Cost structure evolving to a more fixed mix vs. the mostly variable mix currently as this will be the forward figure that determines profitability
- Increasing User Base (Curr.: 12mm) -> Monetized Base (Curr.: 4mm) -> MUP (1Q’20: 0.7mm)
Share Price Target
Given the cost structure of the company, I’m going to base the price targets around Enterprise Value / Revenues (driven by MUPs & ARPUs).
Bear Case MUP: 5mm -> $20.32 - $45.73
Base Case MUP: 5.5mm -> $22.27 - $50.10
Bull Case MUP: 6mm -> $24.21 - $54.47
These MUPs imply a monetized customer base of 28mm – 33mm. At the high-end, this implies that DKNG monetized customer base will equal MGM’s current total user base.
At yesterday’s close of $43.70, DKNG is trading at 3.5x – 4.5x forward Revenues on an expected >5,000 MUPs.
Share Price drivers / considerations:
- Continued multiple expansion
- MUP Growth exceeding beyond targets
Management Team
Jason Robins, 39 – Co-Founder & CEO. Duke BA, started DraftKings from day 1 in 2011. The 2 other buddies he started the Company with are still at DKNG. Dude navigated the Company through the scandal that rocked them in ’15 & ’16, and was the trailblazer in getting DFS labeled as a non-gambling product that enabled it to open in States without a gaming designation. This shit is the stuff that gets people in history books. His accomplishments make him seem like a very competent guy. Has 3 kids now, and only ~3% economic ownership in DKNG but has 90% of the voting power through his Class B share ownership. Also he actively participates in venture investments, sitting on 10 boards.
His comp plan performance bonus target is pretty murky, but main drivers are EPS growth, revenue growth, then a bunch of margin & return metrics, along with share price returns. Overall, very open-ended & it’s safe to say as long as shit doesn’t hit the fan, he will be eligible for his max payouts year over year. I’m assuming the lawyers tried to encompass everything possible for maximum flexibility to justify him earning his max comp as long as DKNG is still around.
Since he’s got voting control of 90%, I’ll end the specific-person overview here, but want to note that they have a very bloated C-suite. 12 folks at DKNG, 8 folks at SBTech, all with C-suite designations. Whereas their main competitor FanDuel, has 3 guys with a C-suite designations & 1 EVP, but is a sub under a larger ParentCo that has its own management team of ~5 guys.
Looking through glassdoor you can see the biggest complaint among employees giving bad reviews is based on management, all of the specific issues they point out IMO are a result of a top-heavy company. Seems like a good starting point to optimize their cost structure, but given Robins' history of sticking this entire thing through with his co-founders since '11 stuff like this doesn't seem to be a part of his playbook. They’re a public company now though, so it’s going to be interesting to see going forward.
If I were to initiate a position in DKNG, the stock would have to fall to the $35-$37 range for me to be a buyer of the stock, and based on this rough intro analysis I'll be considering Put options if it breaches $50. I would not touch Calls at this level.

[1] Susquehanna Research – U.S. Online Gambling 6/27/19
[4] Goldman Sachs Research – DKNG Initiation 5/19/20
submitted by IAMB4TMAN to wallstreetbets [link] [comments]

Easy reading breakdown of DKNG as it soars

Disclosure: This is not a comprehensive breakdown, and it's not meant to be. Just some key points and context that I thought you'd find interesting.
DraftKings is technology stock meets gambling
Three main products: Daily fantasy sports or DFS, Sportsbook, iGaming
DFS is OG DraftKings. Fantasy sports are where players make fantasy teams and battle each other to win money. However, sportsbook is where the money is: betting actual money on actual sports against the house. iGaming is basically an online casino with some online games you can gamble on, in addition to the classics like blackjack and Russian roulette.
In addition to DraftKings, there’s also SBTech, the online gambling technology company that had an arranged marriage as part of the DKNG merger.
Landmark Case
In 2018, the Supreme Court knocks down the federal law prohibiting sports gambling throughout the United States. Pandora’s box is open. Each state has to decide what it wants to do with gambling on its own.
The Path to Legalization
Map of Sportsbook legality
DFS legality is more widespread
Currently, 36% of the USA population lives in a state with some form of legal gambling and 24% in a state with legal online gambling. The population living where DraftKings is live or going live is only 13% of the country. There’s a lot of ground to cover.
NJ is the posterchild for sports betting legalization at the moment, and it’s DraftKings promised land. Generating 30% of DraftKings total revenue, it is a testament to the money waiting to be made if sports betting is made fully legal.
The Risks for DraftKings
Regulation: Gambling is a money-maker, but it’s also a social disease. States will want to cash in with taxes of 6.8 to 36% but it will be a tough battle to make it happen. And that battle will unfold state by state. Just like with the marijuana industry, the fate of the market is undeniably shaped by how legalization unfolds. It could end up being a niche hobby in select states, or it could end up like gambling in the United Kingdom, where there’s a gambling shop on every corner. Or there could be a huge gambling market, but one that is monopolized by the States exclusively. If they’re going to allow gambling, why not take all the profits, right?
Competition: FanDuel and DraftKings once considered a merger before the FTC played tough. Now, together they own 95% of the DFS market in the USA with a slight majority going to DraftKings. However, there will be fierce competition as new states open up, and missteps could be stifling for either company in the early stages. The lifeblood fueling this battle? Cold hard cash burned up in advertising and incentivizing dollars. Maybe it’s not as bad as Uber since gambling has a chance at being profitable, but if you don’t like to see money burning, think twice about entering the online sports betting market over this coming decade.
Technology: The hardware of gambling is a liability. Paying for the bandwidth needed at the exact moment of a match when everybody checks their bet is expensive. Payment processing, user validation, server hosting, sports data, app store placement: these are all areas of vulnerability and cost that you can minimize but can’t eliminate. With SBTech in the fold, having complete vertical integration is the aim and strength of DraftKings.
The House Always Wins…Usually: Writing bets means risk. Thankfully, the DFS is player versus player, so DraftKings always wins, taking something like EDIT: up to 15% of what players put in. It's a bookkeeper's wet dream. But Sportsbook and iGaming have classic gambling risks which should be fine over the long-term.
The Good Side (and Oh God They’re Beautiful)
Growth Potential: It’s a technology stock. The PE Ratio is over 600. When you buy DraftKings, you’re buying the dream of an America where gambling is as American as the Ford F150. A matured Sportsbook market in the USA would be around $20 billion, about $85 per adult. It’s a beautiful untapped (and non-existent) market with lots of money waiting to be taken. With Coronavirus, the slice of the sports betting pie that goes digital is bound to be more than ever before, if the sports happen
COVID19: The only thing that can stop a sports betting company from making money is getting rid of sports. Thankfully, new sports like Table Tennis, eSports, and a host of other betting topics have allowed DraftKings to get by. With lots of cash on hand ($450 million plus) and a monthly burn of $15 million, there’s enough to weather the storm. And if sports reopen with empty stadiums, fans may turn to online gambling to get their authentic sport experience.
Turnaround Time: The largest expense that DraftKings has is conquering new markets. Every time a state opens up, it’s a massive investment. That’s why analysts and executives don’t think DraftKings will run net positive for years to come. However, DraftKings experience in New Jersey has shown an average turnaround time of about two years is all it takes to recoup their initial investment when entering a new market. Some pretty tasty data to have coming in.
The Numbers
Revenue was up to $323 million in 2019 from $226 million and $191 million the years prior. NJ made up $86 million of that, growing by 8.5x after sports betting legalization in late 2018 to make up over a quarter of revenue in 2019.
Net loss however was $146 million in 2019 from $76 million and $73 million the years prior. Cost of Revenue was $103 million, Sales and Marketing was $185 million, Product and Tech was $55 million, and General and Administrative was $124 million of that. DraftKings has never been in the green. They attribute the accelerated burn in 2019 to growth in new markets so whether its aggressive or reckless is up to you. To be fair, if you’re investing in this stock, you should be expecting them to burn every single dollar they get at this point.
Average monthly unique players was up to 684k in 2019 from 601k and 574k with the average revenue per monthly unique player up to $39 from $31 and $28. As of March 31st 2020, there were 720k monthly unique players with average revenue of $41 per. So continued growths in the midst of the early Coronavirus pandemic. Q2 will be revealing for certain.
The stock just skyrocketed to $34+ yesterday meaning a market cap of over $10 billion and a PE ratio of over 600. Take it for what it’s worth to you.
Some Quirks
DraftKings revenue is seasonal. Q4 is the best when the NFL and NBA coincide, with Q3 and Q1 being roughly equivalent, and Q2 basically being garbage. With COVID mainly taking out Q2, perhaps there’s hope for sports by Q3 and Q4 to hit those high-earning months?
Controlled Structure: You get 1 vote for 1 stock, but CEO and Founder Jason Robins gets 10 votes for each stock. So whatever you do, he has 90% of the voting power. Good for long-term growth in a highly reactive landscape, but being powerless is never a fun feeling.
SBTech offers B2B solutions for other gambling companies looking to offer online sports betting and iGaming, so there’s that added benefit. In fact, the share of B2B has been growing from 1% in 2018 to 5% in 2019, so some diversification is happening.
DraftKings’s ticker symbol DKNG reminds me of Donkey Kong
submitted by PersonalBrowser to investing [link] [comments]

This is why we should end the porn industry and how we should do it.

Pornography is different today than it used to be. So, 80 percent of the 15 most-viewed films portray women being hit, spit on, kicked, called degrading names. The kinds of behaviors we wouldn’t want our children, or anyone, to act in. Pornography has become more violent.
It would be difficult to overstate the effect the exposure has on this developing mind. This is not at all akin to a teenage boy finding his dad’s Playboy, as the old trope goes. This is extremely graphic, disturbing, often violent sexual content, consumed by a child who does not have the psychological faculties to cope with or understand what he’s seeing. As his young mind marinates in this filth, his ideas about himself, his sexuality, women, love, and romance are all being shaped by it. The word “traumatized” is greatly overused these days, but it applies in this case. Children exposed to pornography suffer trauma. The psychological effects are obviously devastating. And the trauma is all the worse because we don’t recognize it or treat it as such.
It is not surprising that a boy who starts watching hardcore porn in third grade might be a sexual abuser by seventh grade. He’s been training for it. He’s been indoctrinated into sexual perversion. He’s been watching sexual violence for years and learning to take pleasure in it. His devolution into sex predator seems almost inevitable. It’s a wonder more boys don’t end up the same.
And this is not my opinion. It's a fact. A local news report in Kansas City should spark the interest of every parent. Children’s Mercy Hospital has noticed a trend in the child sexual assault cases they encounter: "half of the perpetrators of these crimes are children themselves.* Nurses at the hospital think porn plays a prominent role:
“I think that was kind of shocking to us all as we were collecting this data, is that almost half of our perpetrators are minors,” said Heidi Olson, thee Sexual Assault Nurse Examiner (SANE) Coordinator.
The SANE program’s data shows perpetrators are likely to be between 11 and 15 years-old.
“Another thing we’re noticing is a lot of those sexual assaults are violent sexual assaults, so they include physical violence in addition to sexual violence,” said Jennifer Hansen, a child abuse pediatrician at Children’s Mercy.
”To sexually assault someone else, that’s a learned behavior,” said Olson. Nurses are also finding more and more that pornography is playing a role in these cases. That can include a victim being forced to see porn, a victim reporting that the perpetrator said they’d watched porn, being forced to do something shown in a pornographic video, or a victim being recorded doing a sexual act.
They also noted that kids are often exposed to porn at extremely young ages:
Hansen and Olson says they’re noticing kids are being exposed to porn at very young ages, around 4 or 5 years-old. They say a child can develop unrealistic and dangerous ideas about intimate relationships by being exposed to violent, graphic porn.
“We know that it’s probably multi-factorial. I think there are lots of things that contribute to this, but that is the question; How are we, as a society, failing in such a way that we have 11, 12, and 14-year-old boys, primarily, committing violent sexual assaults?” Hansen said.
SANE nurses can’t always identify who a perpetrator is, because they work with victims, but said they’ve had young perpetratros tell them they’ve watched pornography and acted it out on someone else.
So, obviously, every child exposed to internet porn is an abuse victim and I support laws to protect children from that abuse because parents can’t possibly protect their children from porn at this point. All it takes is one friend with a phone or a laptop. The situation is too out of hand and porn is too ubiquitous. Either the state gets involved or we accept that kids will access this stuff. I don’t accept it. That's essentially my position, in the simplest terms.
If someone is on the other side of this debate, they have to argue either that exposing children to sexually explicit content isn't abuse or that it is abuse but it's not worth having any laws against it. I think both positions are untenable morally and logically.
Here are some facts:
1) Children are first exposed to porn at the age of 11, on average. As we speak right now, there are no doubt millions of minors, some as young as five or six years old, watching adults have sex on the internet. This is an indisputable fact.
2) Our legal system rests on the assumption that minors cannot consent to engage in sexual acts. If an adult has sex with a child, the adult is guilty of rape no matter if the child verbally agreed or not. In our society, we understand that children lack the mental and emotional maturity to make an informed decision in this area. To deny that is to literally defend pedophilia.
3) So, if children cannot consent to engage in a sexual act, does it not inevitably follow that they cannot consent to witness such an act? If they cannot consent as a second-party participant, neither can they consent as a third-party participant. Thus, every child who watches porn does so, by definition, without consent. Again: I don’t see how you can quibble with this argument without also quibbling with the logic for criminalizing pedophilic behavior. I’m not saying that the people on the opposite side of this issue are trying to legalize pedophilia. I’m saying that they fail to appreciate how our laws against pedophilia also provide a basis for pornography regulation.
4) This all means that every “consenting adult” who posts hardcore sex videos to the internet does so knowing that children can very easily access and view it. They are putting it, as it were, within reach of the child. If the child reaches for it, who do we blame? Is it the child’s fault or the fault of the person who put it there? I would argue that every child who has viewed internet pornography is a victim of abuse. And the abuser is the person who posted that content where a child, with no trouble at all, could find it.
5) Indeed, the internet porn industry makes hundreds of millions of dollars every year on children. Each hit to a site like Pornhub is monetized. If millions of children go on that site — which they do, because there’s nothing to stop them — then Pornhub profits to the tune of millions on the psychological and sexual abuse of children.
6) Pornhub makes absolutely no effort whatsoever to keep kids away from the hardcore rape porn on their site. And that should concern all of us in a country where children as young as 8-years-old are watching this stuff. In fact the situation is worse than Pornhub merely making no effort to protect kids. On the contrary, they explicitly market themselves to underage kids. Only a nation of impotent cowards would sit back and allow smut peddlers this kind of free rein, as if they have some sort of sacred, God given right to show gang bang videos to third graders.
Unfortunately, under the Internet anonymity protection, anyone of any age can visit these domains and easily access billions of hours of filth and depravity so vile that it causes PTSD to the detectives tasked with sifting through it to prosecute child porn. No age verification is conducted or even attempted. Many gambling sites require a driver’s license or passport to ensure that users are legal age. Some take even more severe steps. Cryptocurrency exchanges use similar measures. Same for stock trading sites. Even sites that feature pictures of alcohol force you to enter your birthday before you enter.
This latter measure is obviously circumvented easily, but the point is that Pornhub doesn’t even do that much. They make absolutely no effort whatsoever to keep kids away from the hardcore rape porn on their site. In fact the situation is worse than Pornhub merely making no effort to protect kids. On the contrary, they explicitly market themselves to underage kids.
The good news is, we don’t have to allow it. Pornhub should at least be subject to minimal regulations to prevent them from profiting off of the abuse and corruption of children. Even though we think parents should do everything in their power to stop their underage kids from binge drinking, we still agree that companies that sell alcohol should bear some responsibility. If an 8-year-old waltzed into the local Quick Stop and came out with 40 ounces of malt liquor in his hand, it may be true that he has neglectful parents. But that doesn’t justify the neglect of the person behind the corner who chose to sell the product to a customer who was very clearly well below the legal age. As previously stated, we even expect other kinds of websites to carry this sort of burden. So what can we do about sites like Pornhub?
As has been proposed in other countries, a law could and should be passed requiring sites like Pornhub to make some attempt to verify a user’s age. We all understand that no age verification system will be perfect. But any system will be a hell of a lot more effective than none. Especially if that system requires a photo ID or a credit card.
Alternatively, as has also been proposed, adults who wish to access porn could be required to opt-in with their internet service provider.
And in order to cutback on the rape and child porn on the platform, Pornhub could be required to block search terms that are directly related to that kind of content. You should not be able to upload a video titled “passed out teen” and you should not be able to search for such a video. Sex with a passed out teen is rape. It would be fairly easy for Pornhub to filter out videos that explicitly advertise themselves as rape. It’s just that, right now, they are not required to install such filters. They are not required to do, or prevented from doing, much of anything.
This is not advocating for a Big Brother dystopia. This is not saying the government should parent our kids. This is not trying to “legislate morality.” This is about very basic, reasonable, not terribly onerous measures that would put sites like Pornhub right in line with other companies that sell products we have deemed unsuitable for children.
Sure, I would prefer to burn the porn industry to the ground and salt the Earth with its ashes. But you don’t need to hold that position to see that Pornhub is harming children, and monetizing that harm, and it has no right to do that.
submitted by Ed_The_Riddler to pornfree [link] [comments]

I'm finalizing my portfolio for this year.

It's been a while since I made a big post. Lots of people are still messaging me about the energy sector post, especially for the ENPH tip, so I'm here to show my portfolio. I don't own all companies yet, this is partially hypothetical. I'm holding on to a reasonable cash position for a possible new downturn, but I have starting positions in most companies and will DCA.
I will try to keep it summarized, as I have done quite a lot of analysis on each of them. I'll draw the main picture and give the most important arguments for my choices, but I'm not expanding too much. If you're interested, you can DM me to talk about them more.
Let me start by saying I'm a growth investor. I always look for a combination of growth with a great track record, if possible at a reasonable price. There are exceptions as you will see below, but the main balance stays the same. I'm not a defensive investor, but no aggressive one either. My timeline is 2-5 years at least (due to a possible start of a small business), but I would gladly hold on to these companies 10+ years.
TLDR; For you guys not interested in my portfolio, I've added a short list of interesting smaller cap companies at the end, most of them trading at decent values.
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This one is becoming a blue chip, but has more than enough growth potential to live up to those high valuations. Preferred by gamers and beating their biggest competitor in the CPU market hard. While AMD and INTC were close competitors at the beginning of the 21st century, INTC took the lead by a lot. Since 2017, they introduced 7nm CPU's and GPU's and they are closing the gap fast. Not only are their chips more performant, they are also cheaper. Market cap $60B vs $261b.
Those next generation chips lead them to new partnerships, often beating INTC. Microsoft, a long time Intel customer, began using AMD chips in their Surface laptops. Lenovo using AMD for their new servers. Nvidia started using the chips in their AI products. AMD is also used by Apple's high-end laptops, while Intel (used in the budget range) will probably get replaced by Apple chips made in-house. Apart from laptops, AMD has government contracts to deliver supercomputers in 2021/2023 and they are used in both PS and XBOX consoles, to give a few examples.
For the CPU market, AMD is destined to take over, but they're also taking on NVDA for their GPU's. They have been catching up for years and in 2019 they finally made a better performing GPU in the $350-400 price range. There is a possibility to gain GPU market cap since NVDA has been pushing their prices due to the lack of competition. Therefore, with AMD stepping up their game, they need to give up market share or lower their margins.
Assets over liabilities are x1.88. Cash to debt ratio well above industry average, debt to EBITDA well below IA. ROE 17.12% and ROIC 28.06%. Earnings were growing fast before Covid (125% in Q3, 78% in Q4). Yes they're overvalued, but with their future outlook, I would always buy below $49.
Now that they are done catching up, the question is, will they outperform in the future. To gain more market share of Nvidia, they need to be better, not equally good. AMD also needs to control the heating better, as it is one of their long term problems.
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Fintech companies like SQ and PYPL are a great investment. However, a lot of big companies will (and already did) implement online financial services. MA is able to easily work with multiple of those companies and they're using their global presence pretty well, that's why they're my pick for the fintech industry.
They launched Mastercard Accelerate last year, implementing those online paying platforms and letting start-ups take advantage of their global presence to grow and transform very fast. Last year they acquired Ethoca (managing e-commerce fraud) and Vyze (platform to connect merchants with multiple renders, giving them the opportunity to get those financial needs for start-ups). MA is basically helping start-ups to grow faster, which will result in more financial transactions in the future.
Last but not least, they like to focus on expanding to countries where there isn't much competition yet. They are expanding their exposure to Middle East and Africa, working with local networks and e-commerce platforms. They are in a strong position to capitalize those regions in the future and take on market leader Visa even more.
They get compared a lot to Visa, so I'll expand on that subject a bit as well. While V is focussing on performance and speed, MA plays the cyber security card. They are already working on ways to implement cryptocurrency and Mastercard tend to have more growth potential vs stability from market leader Visa. While V is in the lead, MA is more widely used by fintech companies, which shows potential take-over in the future. Next to their credit services, they also own debit service Maestro, which is widely used in Europe.
Returns as high as 150% (ROE) and 60% (ROIC). Very large margins and perfectly stable balance sheet. High EPS growth YoY, 53% and 42% in the last two years. Quick ratio 1.87. V has more assets and even bigger margins, however MA wins in returns and cash. In terms of more growth, I like to focus on those last numbers more.
It's a blue chip at a $300B market cap. Their growth potential might be limited, although I see them as one of the better picks between blue chips.
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I already talked about solar energy in another post, so I'm gonna skip the explanation. As some of you know my choices were ENPH and SEDG, so I'll explain a bit about why I choose ENPH here. Mainly it's because of their financials, so I'll dive that straight away.
Quick ratio - 2.35 vs 1.74
ROE - 142.94% vs 21.51%
ROIC - 85.51% vs 25.81%
Net margin - 25.81% vs 10.28%
However I think SEDG balance sheet is a lot better and safer, ENPH is working on their future more efficient. They are paving the way smoothly with bigger margins and return on investments. Although SEDG might be the better pick right now, ENPH will be the better one in a short while. ENPH is also a bit less overvalued and their PEG ratio is lower, which makes them the better pick to get in right now.
Diving into the products as well, ENPH just has the better and more efficient product. Their micro inverters are more durable (20 vs 12 years) and give the chance to increase or decrease the amount of solar panels easily, depending on your personal situation.
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I'm not a big fan of biotech companies, but these guys have my attention. Not because they're working on Covid vaccines, but because of two reasons. First one is them getting back-up from Gilead Sciences. That's the push they needed to start operating worldwide, increasing their potential market cap. Now that they have the cash from GILD, they can keep on buying interesting divisions and increase their growth. While having almost no long term debt, they are set pretty well with about $4 billion extra in cash.
Second, they have multiple medicines in later trial phases, with Filgotinib as their biggest one. They had a setback on those results, but the company is very confident, giving an opportunity to get them at a decent price. I wouldn't be surprised if they partner up with another big pharmaceutical company in the metabolic disease section.
High PE (84 vs 44 average), but PEG ratio is 1.2. Quick ratio 9.28. ROIC 75.91% and ROE 7%. Became profitable this year with 16.25% net margin. 38.7% YoY EPS growth.
Like all biotech players, there's a lot depending on medicines getting through phase trials and being commercialized. If Filgotinib will fail, their stock will obviously fall. However since they are backed by a big US giant, they can commercialize the product faster and on a bigger global scale if trials succeed. That's what gives them the advantage in comparison to other biotech companies for me.
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This one has got me doubting a lot. I've taken them off and put them back on my list multiple times, but eventually I decided to keep them at least 2 years to see how they will evolve into streaming.
Biggest advantage they have on their competitors is they basically have a monopoly on kids entertainment. Kids are growing up with electronic devices and content, so they're creating customers at a very young age. That's how Coca Cola used to work. They targeted 14-16 year olds, dumping loads of money into advertising which resulted in life long customers, as people didn't change cola brands often.
Disney+ is a big hit and they won't get so much competition from other streaming services as Netflix and Roku will. They have one of the strongest defined brands out there and they know perfectly how to build and maintain their company. It's also still unclear how sports with public will evolve, but it's certain streaming will become even bigger after Covid. Therefore their money-losing ESPN acquisition could even turn into a moneymaker.
I can't really say great things about their financials. ROE is 12.67%, above 10% is decent. Assets over liabilities are x1.85 and debt to equity is 0.61. You could apply the saying "too big to fail' here, but that's about it. The bad financials are mainly caused by their big investment to streaming of course and they're working on it hard. They doubled their cash position, increasing their quick ratio from 0.75 to 0.89.
I would say financials are their weak point here. They still have to go through some bad weather this and next year I would say. Them doubling their cash position in Q1 was soothing, as I see it being the biggest issue for the future. It might be better to wait it out and keep an eye on them for next year, but I wanted to take a position already. Not higher than 8% of my portfolio though.
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They don't really an introduction I guess. 2nd biggest player for cloud services with Azure. Naming Satya Nadella as CEO and making the transition from hardware to software in 2014 were the best decisions they could've made. Acquired the government contract with Pentagon, however there's still uncertainty about it. In short, Amazon is claiming they were about to win the contract, but Trump criticizing the company would've lead to calling off the deal. For me, that's probably the main reason why MSFT didn't fly as high as their fellow cloud competitors yet.
Assets over liabilities x1.67. ROE and ROIC respectively at 43.82% and 28.88%. Quick ratio of 2.88, 0.65 debt to equity and 1.86 cash to debt. Decent financials, great returns. Talking about blue chips, I would say MSFT is still fairly valued with a PEG ratio just below industry average. Also paying a small dividend.
The Pentagon contract allegations could be pretty negative for the company. They will probably not come back on their decision, cause if they do, MSFT will claim they already made big investments towards them and things will just keep on dragging on. Even without the contract, MSFT should be a 10 year hold while buying on dips.
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Haven't read a lot about them here on Reddit, but they're a very decent investment. Basically, they buy properties from cannabis companies and leases them back to the sellers, giving them the cash they need to grow faster and IIPR keeps the long term advantage of renting out those properties. They need to buy about 6-8 properties a year to keep their growth rate going and they already bought 7 this year. They still have a lot of cash ready to take advantage of the crisis.
Not only are they 20% undervalued right now, they have a lot more growth potential after that and on top of it, they pay close to 5% dividend. I'm not a big fan of betting on the best cannabis company for the future, but IIPR is a great buy to have exposure in that industry. It doesn't happen very often I come across a company that combines growth potential with a high dividend, but IIPR does.
Quick ratio 6.75, cash to debt 2.8 (while REITs have an 0.07 average). Net margins 13% above average. Assets over liabilities x4.88. Annual EPS growing by more than 150% and about 41% in the last quarter before Covid. They just missed Q1 estimates, but it was only an 8% drop from Q4, performing way better than other REITs.
IIPR has held a lot of new investment rounds, diluting shares. Of course extra capital will result in higher growth and will eventually be positive in the long run. There has been a drop in these last few days due to the announcement of selling 1 million more shares soon. I would look at it as an opportunity to get an even better price on them.
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It's the only company I don't own yet. I can't force myself to invest more than $140 per share for them, although I really like their business model. A lot of people are skipping doctors visits these days, going straight away to get medicines and counting on the advice of pharmacists. A lot of times, there's more examination needed.
Not only do I see them succeeding in their field, I see them as an essential part of the automation of the pharmacy industry. It's a useful tool in emergencies, giving advice and deciding how serious the condition is, if (fast) medical care is needed. Teladoc will also play a role in insurance and giving the employers a checking tool. 98.9% of their shares are owned by institutions.
In terms of profitability and returns, not great of course. They are estimated to get profitable in 2023. Great balance sheet, assets over liabilities x2.66. Quick ratio 6.14, cash to debt 1.06, debt to equity 0.48.
It's hard to see if a company is well managed before they are profitable. Their moat isn't very narrow, however I feel being one of the first ones gives you a big advantage in this field.
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Gonna keep this one pretty short, there has been enough posts about Donkey Kong. For me, the most important factor for choosing them in this industry is their fantasy sports section. They are widely popular and that division will only get more interesting while online gambling, and especially in-game betting, gets more and more legalized in the US.
Although they realized major revenue growth in 2019, they almost doubled their earnings loss. Main reason of course having to develop their platform and system. Good thing is, their technology is highly scalable, meaning they margin will grow massively while expanding in to more states and countries. Not many ratios available yet, so that's about the only financial information I own atm.
The only negative I see is their pretty wide moat, so this one should be monitored more closely in the future. But for now, they have the momentum and are one of the most popular choices, great investment.
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As many of you know, two great companies (UTC and RTN) merged together in April. While United focussed on aircraft engines (Pratt & Whitney), Raytheon manufactured weapons, military and commercial electronics. They always delivered advanced technologies and them gaining multiple government contracts in the last decade is confirmation of their performant products.
Raytheon will continue to grow their leadership in different segments. Because of their diversity, they seem perfectly in place to grow even more into an aerospace & defense giant. Engines, aerostructures, avionics, sensors, cybersecurity and other software solutions are just a few examples of their working fields.
With a PE ratio of 13.58 and PB ratio of 1.41, this is probably the most undervalued stock in my portfolio. Assets over liabilities x1.43. The rest of their financials isn't that great. UTC was carrying a lot of debt, but because of the merger, it will be better balanced as RTN was only carrying $2 billion net debt. If they can decrease their debt and optimize their merger, they are set to be the new number one in defense.
It's still unclear how the merger will work out financially and logistically. In theory, they should be very well armed (pun intended) to take on LMT as market leader. Their exposure to commercial aircrafts is also a big threat, but it's less of an issue because they can make up with their other practices.
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As you can see, I've tried to get the best blue chips with still some growth potential and stable growth companies together. Since a lot of companies already got mentioned on this forum, I'll include a bonus round of interesting companies I came across during my search for the best companies. I didn't include them in my portfolio mainly because I feel the chance of them succeeding and living up to their future potential is more risky than others. For you looking for higher risk, higher reward, check out these companies below.
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So, that's about all I have to share. This will also be my last big post a while. Analyzing stocks has been my main occupation for the last three months, but it's time to work on opening up the hotel and bar again. I hope some of you get something out of this. I'm not a professional so always check again for yourself. I'm gonna hold on to these companies for a while now. Will add some extra capital at the beginning of 2021, so you could expect another big post about my newest findings then. For now, I'm gonna take a break from following the market day in day out and enjoy the weather a bit more.
Have a good one!
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My Personal Market Research & Statistics in 2020: Countries That Gamble the Most

My Personal Market Research & Statistics in 2020: Countries That Gamble the Most
The gaming sphere is so different and immense that it is divided into many structures and substructures. For example, games can be divided according to their type, capabilities, gambling, devices, technology, etc. But what is more remarkable is the appearance of statistics in games, when you can see and understand many nuances with your own eyes. So, let's talk about gambling research and statistics in 2020.
Throughout its existence, gambling has been constantly subjected to various pressures from the law, states, and opponents of this activity. And the first step is to talk about the most important thing in the gaming industry, namely, legality.
There are several countries where gambling is allowed. This business is closely monitored by special authorities, subjecting the gambling activities of companies to various frameworks and rules. On the one hand, some laws can be very depressing, but compliance with them allows companies to legally and transparently offer their content to the consumer - and as a result of legality and licensing, the company ensures safety for the user and gains trust from him. There are also countries and their areas where games are partially allowed or have more severe rules.
The main countries where you can gamble are:
  • Australia;
  • The United States;
  • Canada;
  • New Zealand;
  • The UK;
  • China (Macau).
But it is highly recommended to check the legality of gambling for money in your area, the rules and laws change quite often. Often online casinos have a separate page where you can check this.
The most popular gambling games in the world are casino games (mainly slot machines and roulette), sports betting (mainly horse racing), and poker. It's also easy to see the big difference between playing ages between the United States and the UK. In the first country, young people play more, as in the second, those who are over 55 years old. This may be due to many factors, at least mentality and freedom of choice. Note that the world's most famous gambling capital Macau wins in terms of income per visitor, and the biggest losers are in Australia.

More than 6.8 million Australians are considered to be players who play in the country - this is approximately 39% of the total population. Australian people love to play, most of them love to gamble on portable devices that they can take with them, such as a mobile phone or tablet.
78% of players are able-bodied adults 18 years of age or older, and the average playing age is 34. Women and men play equally in the same amount, that is, 50/50, although earlier women players were 4% less than men.
Australians play pokies mostly for fun, and some older people play to train their thinking and improve their brain function. Residents are not against betting and consider them very useful for the economy and development of the country.

As you know, the most common place for gambling in the United States is Las Vegas, but do not forget about Atlantic City and the water casinos, which are legalized in Louisiana and Illinois. Online betting is available for almost all states. Almost 65% of the entire adult population of the country, one way or another, play games, mainly on their smartphones.
More than $ 80 billion is the total value of the gambling industry in the country. Most of the people who play are mostly in the 18 to 30 years old area. 15% of all residents of the country play at least once a week. Mostly preferences are for online casinos, but many players love old school and play in land-based casinos. Americans love big win and impressive jackpots, especially progressive ones, which can easily reach up to $ 20 million.
In the United Kingdom, more than 46% of the country's population gamble and at least several times a month. Players prefer different strategies for their pastime and use handheld devices, but there are also a large proportion of those who still prefer a computer for their gaming sessions.
The older generation plays more in the country. These are able-bodied adults who are 55 years old and older. Most likely this is due to a large amount of free time and the possession of significant finances, which can be easily used in online casinos. Players prefer online casinos 10 times more than in other countries, but there are still more than 250 land-based casinos in the country. To a large extent, the British know how to play to win significant sums. They use the strategy of maximum possible bets on the same game regularly.

More than half of the Canadian population gamble and their percentage is growing every year along with the development of online casinos and the availability of gaming content. The biggest number of residents of the country prefer casual games, they quickly learn how to play in various slots, which also increases the number of new players at lightning speed. Also, Canadians like to use different tips for choosing a game or strategy, for example, such as the one here
78% of the country's online gamblers are male, and the average age hovers 35 and a half, although almost a decade ago, he was with the index 45 years. The legal age for gambling in Canada varies from province to province, some from 18 and others from 19. The average annual spending per average Canadian on betting is over $ 17 billion, and every year the figure is growing by about 5%.

Other Countries that Gamble
Various forms of the gambling industry are legal and regulated in many places: in the countries of the European Union, Asia, and countries around the Caribbean, but they have much stronger control and rules from the state.
  • 44% of Singaporeans aged 18 and overplay.
  • Almost every 9th German player.
  • More than 31.5 million visitors to Macau per year.
  • Spain registers about 3.9 million new players every year.
  • Japanese gamblers spend over $ 31 billion in casinos annually.
World statistics easily show that approximately 26% of the world's population regularly gamble and more than 17% of them play online.
The gambling industry is growing and thriving, over time the income of companies that are involved in the gaming industry will grow at lightning speed. To some extent, the development of technologies provokes this growth, because experienced players have simple and convenient access to gaming content, and new ones have the opportunity to try content for free without any risk of losing real money.
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Online gambling legislation and regulation. Starting your own gambling product.

Online gambling legislation and regulation. Starting your own gambling product.

Mobile gambling
If you plan to develop an app with the ability to deposit and withdraw real money, then such a product automatically falls into the category of gambling and you will need to license your business for successful operation.
Mobile and Web Based Apps
So let’s talk about the different kinds of online gambling apps available on web and mobile. We’ll be covering both free-play gaming apps and real money casino app games you can find for iOS, Android devices and web browsers.
Mobile gambling is more common for poker, casino, bingo, and skill games. They have advantages in terms of a low barrier to enter the market, instant liquidity, product knowledge, and marketing expertise, minimal infrastructure costs, and the ability to bring a brand to the market quickly. Consequently, this form of gambling does not sit neatly with jurisdictional boundaries. Multiple gambling opportunities are available, including betting on various events and markets, in a relatively simple format. Gambling products can also be integrated into betting on television shows or virtual racing and sports games as well as offering lotteries, bingo, poker and casino games.
Most Popular Gambling Apps
Sports betting, casino, poker and lotteries are the most popular forms of online gambling. However, other forms are available too. These include the following: Bingo, slot machines, different card games, roulette and other game of chance. One of the best things about online gambling and betting apps is the number of choices you have.

Sports Betting

Betting means making or accepting a bet on the outcome of a race, competition, or other event or process, the likelihood of anything occurring or not occurring, or whether anything is or is not true. Today most sports betting is done via mobile-friendly sites and apps.
Today most sports betting is done via mobile-friendly sites and apps.
The introduction of live betting for sports like soccer and tennis means that bettors who are sitting inside stadiums watching games can now pick up their mobile devices and find real-time betting value with the best sports gambling apps. This has really unlocked a door to the future of sports gambling and the popularity of online gambling apps.


Many sites offer free poker, where no real money is wagered, although in some cases players can accumulate credits that can be exchanged for prizes. This is the case why people are going to play for real money. There is an ongoing debate over whether poker should be classified as a game of chance or skill. The parameters of legal poker playing are still unclear and differ between jurisdictions. Since you are not gambling with money, I’m pretty sure under the law it’s just a video game for now.


Blackjack is the game of choice to many high-rollers and do you know why? Because blackjack is a challenging, logic and skill-based game where your thinking, strategy, and calculations determine the outcome of the game.


Bingo is one of the most popular and socially accepted games in the world. Bingo is a traditional form of gambling that has seen considerable innovation in recent years. It is also the only form of gambling recognized in the Gambling Act that does not have a specific statutory definition, the Act providing simply that “bingo” means “any version of that game, irrespective of by what name it is described”. Bingo must be played as an equal chance game. For game to be classed as “bingo” it must meet the Act’s definition of “equal chance gaming” (as opposed to casino gaming). Thus, it: must not involve playing or staking against a bank, and must be a game in which the chances are equally favorable to all participants in the sense that each ticket or chance has the same probability of success as any other.
Licensed bingo is a well-regulated and socially responsible form of gambling that takes place in a safe environment. Many sites offer multiple forms of bingo with different features, types of games, and costs of play. These sites often cater specifically for women and some research suggests that they may appeal to markets who would not typically engage in traditional forms of gambling.


Slot machine is one of the most beloved game among the gambling community and it has been a part of the industry for a long time. They provide fun and entertainment and their simplicity allows gamers to start playing at once. This can play out in different ways depending on the machine you’re playing. For instance, there’s Pick a Fortune, a five-reel, 20 line game that puts players right in the studio of a television game show, including the potential to play a Deal or No Deal-style bonus round. A super trend over the past few years is mobile-friendly slot games. These apps and websites were developed to enable players to enjoy their favorite games on their smartphones at any time. Another dominant slot trend is licensed branded slots that are based on popular movies, television, and musicians.
Virtual Money vs Real Money
Let’s find out the difference between social gambling and real money gambling, as well as the differences between gambling through apps and gambling through a web browser. It can be quite confusing trawling through all the casinos, slots, and lotteries available, both through your mobile web browser as well as through mobile app stores, in the form of downloadable apps.

Virtual money

The main difference between virtual money and real money gambling is that the in-game virtual currency in social games and gambling-type games is used only like credits that are not paid out as winnings or anything given to player in cash, making these games exempt from gambling regulations.
Virtual money is loaded on user game accounts via in-app purchases in mobile applications or the game balance funding from a card via web based applications.

Real money gambling

Real money gambling via your mobile device is only allowed in countries where laws have been passed that allow for this type of gambling online, or there are no laws in place that prevent it. The payment systems are the legal way of services payment in the gambling app, performing as the intermediary between the gambling facility and the client. With their help, users replenish deposits and withdraw funds to personal accounts in financial institutions. If the application uses the payment system of a well-known brand, that gives players additional confidence in the resource. Nowadays, there is a wide range of payment systems, some of which operate all over the world, other systems are oriented towards the citizens of one or several countries. A number of services accept money of different world currencies, while others allow currency transactions of one state only.
What is an Online Gambling Licensing
The internet has a global audience, there’s no single piece of legislation that covers the legality of online gambling for the entire world. Mobile gambling doesn’t typically accept customers from every single country in the world. It often focuses on certain specific regions.
Instead, most countries have their own local laws that deal with the relevant legal and regulatory issues.
Ultimately, questions of legality all go back to the location of the casino or where the website operates out of. In closed regulatory systems, such as Italy, France, and the Netherlands, licenses, and advertising rights are limited to domestic providers, which must be located within their country’s geographical boundaries and these are only permitted to offer some types of products. Some jurisdictions, for example, Norway, Sweden, and Canada legalize and regulate online gambling, but this is limited to a single site that is owned by the government. Under such an approach, the government becomes the operator and regulator and all revenues are returned to the government.
Remote gambling is generally permitted. That means that an operator that is licensed may provide gambling services to citizens in the country via all forms of remote communication (and using equipment that may be located in the country or abroad). Equally, a remote operator may be licensed to offer gambling services to citizens in any jurisdiction in the world using equipment located in the country. The law provides that, for each type of gambling (betting, gaming, and participating in a lottery), there will be two forms of license available: remote and non-remote forms (land-based). If you provide facilities for remote gambling, online or through other means, and advertise to consumers you will need a license from the licensing jurisdictions or local licensing authorities. Before an online gambling site signs up its first customer, before it accepts its first bet before the first card is dealt, it must be licensed by a recognized governmental entity.
Certain regions in the world have specific legislation in place that allows them to license and regulate companies that operate online gambling sites or provide industry services (such as the supply of gaming software). These regions are referred to as online gambling jurisdictions or licensing jurisdictions.
Depending on what type of entertainment you are going to implement in your internet establishment, you will have to apply for the corresponding permissions. Online gambling laws in Europe vary from one country to the next. The industry is well regulated in some countries and less so in others. There are several online gambling jurisdictions located in Europe. Some of these are members of the European Union (EU), and thus subject to the various rules and regulations of that body, while others are independent. Each of these jurisdictions has an authority that’s responsible for approving gambling sites for licenses that enable them to offer their services legally. They also regulate their licensees.
Countries that Provide Gambling Licensing
Today there are lots of licensing jurisdictions located all over the world and offering different terms for their customers. Depending on the country, licenses can be local, international (distributed in several countries), have a different set of documents for registration, costs of registration and further support, various operating conditions and other special details.

Which gambling license is both internationally recognized?

The government of Ireland offers casino operators, software, and service providers in the gambling industry, with a gambling license that allows gambling operators to conduct business related to casino, lotto, and other gaming-related activities. Ireland Gambling License is one of the most popular license for online casinos worldwide. Ireland has long been recognized as one of the preferred locations for Online Gambling operators to base their operations. This success has been due to a combination of factors, such as a progressive legislative system, political stability, first-rate telecommunications facilities, and a well established financial services industry. A wide range of gambling sites operates out of Ireland including sports betting, casino sites, poker, bingo, and more.
In stark contrast, the UK is the largest regulated market for online gambling in the world, and corporations are already comfortable exploiting the intersections of gambling and gaming, betting in-play, social gaming, Bitcoin, financial trading and spread betting, betting exchanges, e-sports and, most profitably, mobile gambling. 40% and 60% of online gambling in the UK took place in Gibraltar.

International licensing

Europe is home to the following online gambling jurisdictions: Alderney, Gibraltar, Isle of Man, Malta. Malta is currently the country that is most accommodating to gambling companies, and the license offers whitelisted online gambling in sports and casino games in many European territories. But takes an extreme amount of time in paperwork and background checks. Also, you pay 5% of all your gross profit to the EU.
Among countries offering gambling licensing services, the attention should be paid to Curaçao jurisdiction, which is considered to be one of the most promising for the online gaming business.
Curaçao Internet Gaming Association (also known as Curaçao eGaming) is both a regulator and a licensor, and its licensing works worldwide except Curaçao itself, USA, France and Netherlands. Using Curacao as an example, let us examine in detail the process of obtaining a license, the necessary documents and expenses.
How to get a License on Curaçao
  • Documents necessary for company registration:
  • criminal record;
  • passport scans;
  • bank account confirmation;
  • documents proving payments for utility services.
After the company is registered, an operator can apply for the license providing the following documents:
  • a document certifying the right of domain possession;
  • description of games planned to be used in the project;
  • a list indicating countries of potential operation;
  • illustration of server locations to be used in the project;
  • a copy of the agreement with a software provider.
Gambling license cost:
  • Bank account opening $1000
  • Company registration $3600
  • Company management per year $3600
  • Application processing fee $1000
  • License fee per year $4800
  • Equipment/software fee starting from $1500
  • Server maintenance per year $6000
Apart from that pay for technical support and maintenance every year. The entire license issuing process takes between 2-4 weeks. Curacao Internet Gaming Association (CIGA) also has the power to review a license and, if it finds that an operator has breached a license condition, has the power to impose a range of sanctions including revocation of the license.
Apple and Google Gambling Rules
You’ll be surprised at the limited number of real money gambling app options available on the AppStore and Google Play Store. Most real money casino gaming is done through gambler’s mobile web browsers and not through mobile gambling apps that you’ll find for iPhone and Android phones. Apple allows online gambling applications in a few forms, and not just in places where it is explicitly permitted. They do not allow any payments through the applications – those have to be done on the websites. Apple has far stricter developer guidelines for iOS apps than Google does for Android apps, so it’s fine to assume that whatever you choose to download from iTunes is usually safe, secure, and meets a certain standard.
Any real money casino in the iTunes app is required to have proper licensing and permissions before Apple will approve the app for use or downloads. While Google Play is technically regulated, it is much more loose in what can be hosted.

Apple Store

Gambling, gaming, and lotteries can be tricky to manage and tend to be one of the most-regulated offerings on the App Store. Apple has rules for apps that support real money wagering, including sports betting and poker. Those apps and lotteries must have necessary licensing and permissions in the locations where the App is used, must be geo-restricted to those locations, and must be free on the App Store, and Apple rate even simulated gambling apps as appropriate only for users 17-years-old and up.

Play Store

Google keeps the reigns tight. To be able to successfully upload apps to the Google Play store, developers need to have a valid license for the specific countries they are targeting and comply with their regulations. The app must be free to download and must prevent under-age users from gambling in the app. As a final precaution, all gambling apps are required to display prominent information regarding responsible gambling practices. This brings its policy in line with the Apple App Store.
Countries where gambling is illegal
It is also important to remember that while gambling is growing rapidly in many places, in others it is totally or partially prohibited. As well as in the majority of the US, sports betting is illegal in India, Pakistan, and China, three of the largest gambling markets in the world. Most countries have rules against gambling. Almost all Islamic countries prohibit gambling of every kind, but many turn a blind eye to online gambling or simply do not have regulations in place for this grey area.
In the United Arab Emirates, however, any kind of gambling is prosecuted. National lotteries are the only legal forms of wagering on the Asian country’s mainland. Cambodia, North Korea strictly forbids online and offline gambling amongst its own citizens but allows tourists to participate in these activities.
Qatar is the strictest country of all when it comes to gambling laws. All forms of gambling activities are considered illegal, and even sports betting is not permissible.
Starting your own gambling product
Numerous online casino platforms in the market offer fantastic casino games like bingo, poker, roulette, and many more.
If you have an idea, but don’t know where to start, we advise you begin with a Minimal Viable Product (MVP) to pilot your proof of concept for investors. MVP spotlights your core features and lets your investors know there are bigger and better things to come.
For MVP you do not need a large team, just a few people are enough to create a fully functioning prototype. In the case of successful numbers of your prototype, the further development of a full-fledged product will require more team, resources and time, however you will be sure that your development and your costs will pay off.
submitted by Fgfactory_ua to gamedev [link] [comments]

Updated NYC Rifle Shotgun Process

I've seen some questions pop up about the NYC Premises Rifle/Shotgun Process, so I wanted to add my bit of information to support the community and hopefully grow it.
Some notes:
- I am writing this from my prospective (clean record, no orders of protection, not a former cop)
- I am writing this from the prospective of pre-COVID
- This is for the Premises Rifle/Shotgun Process. The Premises Pistol is nearly identical with the paperwork. I am still in the process of getting my Pistol and will write something up once I obtain it.
- Rifle/Shotgun office is located at 120-55 Queens Boulevard, Room B11, Kew Gardens, NY 11424 . Note that the office is in the basement. Ask the guards, take the elevator to the basement, follow the signs.
- Their phone number is (718) 520-9300
Go to the NYPD License Division website ( and create an account. You will need your social security number to set it up. (Forms can also be found here )
  1. After you create your account, I would advise on getting started on the document gathering process. You can not fully submit the application until all documents have been submitted. If you forget anything, it will just delay your process. (Note that everything needs to be scanned so you can submit it online, but make sure to keep your hardcopies together and organized).
    1. Once you create your account, go to the top right corner of the page where your name is, click it to get the drop down list, then click "Forms" and you can download what you need from there. These are the ones you need to have printed, signed, and notarized. It is better to get them all together now. The application process via the website doesn't tell you right away all at once what you need. I ended up getting some done, going to the notary, getting it notarized, going home, scan it, submit it just to get to the next page and they tell me I need another form notarized. EVERYTHING SIGNED BELOW MUST BE NOTARIZED
      1. - Affidavit of Co-Habitant (Note: This is basically telling the NYPD that the person you live with is saying they are ok with a gun being in the house. If you live by yourself, you can just write "Sole Resident" in the parts where the other person would fill in their name. I've heard of stories where there was a work around if the person doesn't want to sign and that it wasn't a show stopper.)
      2. - Affirmation of Familiarity with Rules and Law (38 RCNY 5-33) (Notes: Basically saying I understand the laws in place)
      3. - Arrest Information (Note: There is a form specific for this labeled as such)
      4. - Information Request Waiver of Confidentiality (Note: The form allowing them to check your records with the State Dept of Mental Hygiene )
      5. - Acknowledgement of Person Agreeing to Safeguard Firearm(s) (Note: You will need TWO other people present to get this one notarized!!***** You will need the person agreeing to safeguard and you will need a copy of their drivers license to submit to the online application AND a "Witnessed by" person. The person safeguarding does not need to have a license. This is just in case you die or something, the person you put down can put it in a safe or something)
      6. Affirmation of Familiarity with Articles 35, 265 and 400 of Penal Law (Notes: Basically saying I understand these specific laws in place)
    2. Above are the things you need to sign and notarize. These are additional document you will need to gather.
      1. Birth certificate (If you can't find it, you can order one where I got mine
      2. Social Security Card ( Same deal if you can't find it
      3. A utility bill in your name with the address you are applying with (ie home address). I used a ConEd bill. I was told by a shooting range owner in Queens that a cellphone bill is going to be very weak to submit so a utility bill would be a better bet. I've seen that if you don't have a utility bill or something under your name, than you can get a notarized letter from the person you live with (for example if you live with your parent or partner, they would write a letter saying that you live with them). That wasn't what I did so don't take that as gospel.
      4. Passport photo to submit (No selfies allowed. Got mine done at a local CVS)
      5. Scanned copy of your State ID
      6. Scanned copy of the State ID of the person that filled out the Safeguard document (you don't need the witness' ID)
  2. If you got all that paperwork together, you've gotten over a major hurdle. Now you're ready to start the online application. Log back onto the NYPD License Division website and on the HOME page you should see where it says "Start New". It will ask you which application via drop down list. Pick Rifle/Shotgun.
    1. At this point, it will start asking you to plug away your information like name, height, weight, home address, eye color, etc. Then, they ask where you lived for the past 5 years, worked for the past 5 years, current employment information like name, when you started, business number, etc.
    2. If you have any other licenses (other gun permits, not like drivers license)
    3. If you have any existing guns
    4. Safekeeping and Safeguarding. It will ask you where you will store your firearms and how. So this is when you put in your address and answer the following question as such:
      1. How and where will your handgun or rifle/shotgun be secured when not in use?
      2. In a safe, unloaded, trigger lock, with the ammunition kept in a separate locked box in my home.
    5. Then it will ask you to "Provide name, address, and telephone number of the person who will safeguard your firearms(s) in case you become incapacitated or in the event of your death. The person who will safeguard your firearm(s) must be at least 21 years old and a resident of New York State. State your relationship with this person (e.g., spouse, brother, sister, family member, friend, other)."
    6. Then the following questions:
      1. Have you ever used any variation in the spelling of your name, or have you ever used any other name (an alias)?
      2. Have you ever been discharged, fired, or terminated from any employment? (If yes, then you'll need to provide details)
      3. Have you been denied appointment to a position in a civil service system, federal, state or local?
      4. Have you ever been rejected for military service?
      5. Have you ever served in the armed forces of this or any other country?
      6. If you answered "Yes" to Question Number 5, were you dishonorably discharged?
      7. Then 4 questions about "have you used drugs before both legally and illegally
      8. Two questions about mental illness and health (Have you ever had these issues before)
      9. Two questions about an order of protection (have you had one put on you or have you put it out on someone else)
      10. Are you being represented by counsel?
      11. Did anyone assist you in preparing the application?
  3. Throughout the process, it will ask you to submit the documents I had you prepare earlier.
  4. Once you're done, another hurdle you have to pass is payment. When I submitted my application online, the only way the site would allow me to pay was via in person at the Rifle/Shotgun office. I didn't have to have an appointment. I just showed up with my application number (which is given to you when you start the application) , my ID, and I paid with a credit card (they don't accept AMEX). (Big tip if you're also doing the pistol permit, you can pay for them both if you did both applications at the same time. Just ask, they did it for me.) For the love of God, save the receipt they give you because things tend to go missing. Cost is $140
  5. Once that is done and paid, THEN your application starts its process.
  6. You'll receive an email (I received mine about a month after I submitted everything) asking you to submit more documents (but you already did because of the list I gave you earlier). It is also asking you to make an appointment to be fingerprinted (Note: If you're doing the pistol permit as well, you can ask them to link it together so you only pay once). Send back a reply with the dates you would like to be fingerprinted (They will provide dates for you to chose from)
  7. They will respond and tell you that you are set for a specific time and date and to bring all your original documents including your SS card.
  8. On the fingerprint date, go to the office with your documents and ID and pay them the fingerprint fee. Cost is $88.25 . They are going to charge you a separate convenience fee for using a credit card of $1.77. They fingerprint you on the computer and make sure you submitted all your paperwork, and that's it.
  9. Unlike the pistol permit, you don't need to do an in person interview. You have to keep watching the online portal. On the HOME page where you chose "Start New", a new icon will appear after you pay your application fee(s) that says "Submitted". It will say under application status "investigation" then hopefully it turns to "approved". They will not notify you if you have been approved. From fingerprint to Approval was 4 months for me.
  10. I am currently stuck at this point because of COVID, but my understanding is at this point, you call up the Rifle/Shotgun office, they'll let you know when to come in, you take a new photo and give you your permit on the spot.

Since I should be receiving my first permit (hopefully) soon, I would really appreciate if someone could help me navigate getting my first rifle and what is some of the better ranges in the outer boroughs to shoot in. Maybe some help with the purchase auth forms and such.

I really enjoy the sport of shooting, want to get better at it, and want to grow the community in NYC.
submitted by dollars_and_pesos to NYguns [link] [comments]

Gambling Games In India

Gambling games and India:

Games of chance have always attracted passionate players and the appeal of Lady Luck never seemed to dwindle. They have thrived for thousands of years, even before written history and up to modern times when we can indulge in gambling on our electronic devices without even having to walk to the nearest casino establishment. Games have changed and flourished, but the passion for playing remained the same. India is a country that boasts a rich history when it comes to gambling and still nurtures a strong passion for it in various forms and guises. That said, it’s well worth taking a glance at the origins of casino games and how and where it all began.
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Gambling stories of ancient India
The Ramayana (one of two major Sanskrit epics of ancient India) cites certain forms of games of chance believed to date back as far as 7300 BC. It describes gambling boards, believed by some to be the game of chess, as well as gambling with dice. The popular saying ‘to lose one’s shirt’, meaning to lose money, originated in ancient India. The old Sanskrit texts compare trees that have been stripped of their fruit to defeated gamblers who lost their clothes and ornaments in a wager.
While the Ramayana casually mentions gambling and does not condone it in any sense of the word, the second epic (the Mahabharata) tells a different story. The main antagonist, Shakuni, arranges a dice game against king Yudhishthira whom he cheated out of all his wealth and kingdom. When another antagonist, Duryodhana, insisted that there was no place for two crown princes in the kingdom, another dice game was arranged which ended in the exile of the royal family.
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First Gambling Devices
Buddhist texts mention Indians gambling with nuts as dice as early as 300 BC. Apart from being fond of dice, Indians developed a taste for gambling on animals. At first, ram and cockfights were all the rage which was followed by the more sophisticated horse racing later. What is interesting is that while Europeans are generally given credit for developing certain games of chance, most of the earlier versions of gambling devices had Indian symbols on them.
Further Progress
The 15th century witnessed the rise of legal gambling houses all across India. They were heavily regulated to make sure the games were fair and square so that the players would willingly submit their dues to the king. This was the beginning of the first gambling tax.
When the British introduced cricket to India in the 18th century, Indians fell completely in love with the game. Cricket paved the way for sports betting which flourished in the country until the British took over and passed the Gambling Act in 1867 which outlawed all games of chance. Although they couldn’t abolish the games which still went on in secret, India never looked favorably on gambling again.
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Present-day Gambling
The perspective of the Indian government on gambling is that it is the temptation that lures players to bet beyond their means, ruining their lives and their families. India’s 29 states and seven Union territories have the authority to decide whether to legalize gambling or not. Each state has a different legislative council and even though most of them do not support it, they do allow some forms of it, such as betting on horse races and the lottery. Since gambling restrictions are still in effect to a large extent, many have turned to online options and can choose from some of the best online casinos for India to scratch that itch. Almost 40% of internet users in the country have admitted to spending some of their time playing online casino games with no particular intention of earning large sums of money, but just to have fun and pass the time.
The history of India, which is almost 4000 years long, is brimming with amusing anecdotes of gamblers winning and losing in their favorite games. However, the future might not have as much room for such stories, since the gambling ban is still in effect. The Indian government still doesn’t trust its people to use their own judgment and roll the dice deciding their own fate. If the rules should ever change, the casino industry will be able to boost the Indian economy to a great extent. The people will enjoy their games while the country reaps the benefits. Some would say, a win-win situation.


There are a number of different online casino sites open for Indians to play on in 2020. With enticing welcome bonuses, a huge library of games including live casino games, more players are signing up now than ever!
However, many online casinos go beyond just a website and offer dedicated mobile apps that allow you to enjoy all features of the online casinos on the go! Check out the best online casino websites for India in 2020!
#1 – LeoVegas’ App
LeoVegas is one of the biggest online casinos in the world and contains a huge number of casino games. You can play Blackjack, Roulette, Slots, live casino games, and more on the online casino.
The LeoVegas app allows you to access more than 1,000 casino games offered by the online casino. Both Android and iOS users are covered as there are dedicated apps for both the operating systems. The user interface is designed to provide a simple and enjoyable experience for all players.
#2 – Betway’s App
Betway is one of the biggest names in the world of online casinos and betting. The site not only offers a huge collection of games in its full-fledged online casino but also offers really great odds on sporting events around the world with a great welcome bonus for new players.
The Betway app allows you to stay in touch with your adventurous self on the go and gives you access to all the games provided on the online casino. Some of the features that make the app great are its small size and classification system that lets you seamlessly switch from its three modes – Betway Casino, Beway Vegas, and Betway Live Casino.
#3 – Casumo’s App
Casumo is a modern online casino with a focus on providing a clean and enjoyable user interface to its players. In terms of game selection, Casumo does pretty well too, and provides tons of different online casino games for you to enjoy.
In keeping up with the philosophy of offering its players one of the best online casino experiences, Casumo also has a dedicated app that can be used to play all the different games offered on the site. Some of the key features of the app include a personal dashboard, automatic notifications, and easy depositing and withdrawal functions right from the app itself!
#4 – Dafabet’s App
Dafabet is one of Asia’s largest online casino and sportsbook. With sponsorships with reputed teams like Celtic FC and Fulham FC, Dafabet is a legit operator that provides an excellent casino and betting experience to players all over Asia including India.
Along with offering an awesome website that is completely responsive, Dafabet also has dedicated apps for both Android and iOS users that allow you to stay in the middle of the action always. The apps have an extremely user-friendly interface and are updated regularly to ensure the app is always fresh and secure!
Online casino apps are changing the game!
Online casinos are rising in popularity in India and since they are regulated by worldwide licenses like MGA, they’re transparent, fair, and legal! A common misconception for online casinos and their bonuses is that they need to be claimed on the website. In almost all cases, it’s possible to download the app from App Store or Google Play, sign up, and grab the welcome bonus straight from the app.
Get in touch with the speculative side of your personality with these amazing online casino apps today!
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submitted by 360casinogamingg to u/360casinogamingg [link] [comments]


I will bet that You didn't know that Canada, the USA and indeed across the globe, at any second, at any moment, any one of us good citizens could you put on a secret list courtesy of extremely covert and well funded organized criminal gangs. Much of what you will read here will sound like the ravings of someone on a manic high. Thats fair enough, but, please keep this in mind, this is the most powerful tool these sadistic monsters have in their evil arsenal. They know they can divide and conquer with just that one tool. As a matter of fact, they can count on this "crazy card" every time, wth every crime and act of electronic Torture they committ. Anyone who tries to assert their human rights gets further labeled as "needing help" which effectively removes lawful help we all deseerve. These evil people get away with slowly poisoning good innocent people to death using their wide variety of almost impossible to detect directed energy weapons. As I type at this very moment, I feel sharp pains pop up in my back, feet, hands, head and heart. I could not even make this kind of nightmare up if I had tried. There is a family of electronic torturers and gang criminals above our apt bombarding both my wife and I with extremely dangerous cancer and heart attack causing radio waves. They easily convert old microwave ovens, stun guns, radar guns and others into these almost impossible to detect direct energy weapons. This family have also acted as Quasi Superintendents of this building for over 30 years. They, along with the landlords and owners have tried five times to evict my wife and I for literally no good reason. Each time they would drag us into an eviction hearing at the Landlord and Tenant Board of Ontario and each time they lost, thanks to our legal team at Aboriginal Legal Services here in Toronto.
Even with many months of compelling audio and video Evidence, the police would not listen to our claims, nor would they even watch or listen to our evidence. They took the gang families word that they were using a nail gun to replace the floors, which is true but, anyone with half a brain would laugh off those lies. The clicking electrical switch sounds that we recorded over the past several months were obviously not from a nail gun. As a matter of fact, when we called the police, the dispatcher was very supportive, that is until she ran my name! True I have a small criminal record with several theft under convictions from almost twenty years ago (all of which I pled guilty to) but this dispatcher went from caring to cold in just under two seconds. My gut, my knowledge and other covert moves of my own told me that i am on a very secret and very dirty terror watch list. For what, stealing books? Indeed, when police attended, three officers showed up and the six foot seven officer was sporting a shiny new taser gun, unbuckled. The irony was the senior officers attempt at covert twisted humour. I was never ever charged with any violent crime, so, perhaps someone would be able to tell me why the police would show up with this attitude and pre thought of preparation? The second the officers showed up, the senior officer immediayely began mocking me! The worst part of that day was the officers sharing a good laugh with the gang stalking family;at our expense? The officer also told me that I was a quote, unquote "nut.". Well see wont we?
I finally understand the truth, motivations and reasons behind most of these terrible mass shootings of people and police. Many of these shooters complained and pointed to Electronic torture and the methodical and certain destruction of their career, business and family for causing their ultimate decision to kill police and people. Noone will ever understand the hell these criminals put us through, that is until they themselves are put on this life destruction list. Not only are Targets designated to modern day, long, slow, painful and extremely lonely murder, but these organized stalkers and Electronic Torturers get off on slithering around lying about targets everywhere the target goes, shops, works, comducts business and the list goes on and on. These monsters do this to retired seniors, or, what I refer to as mentors. The more liked or creative a person is, the more they want to destroybtjeir lives. I totally understand a targets wanting revenge. Why not leave this backwards world cheerishing the looks on these perps faces when they realize it is their turn to feel fear, shock, disarray and incredible pain and uttet hopelessness that we Targeted Individuals feel every damn day at the hands of these twisted perp monsters hands.
The sad part of this gangs management is that most of them are very brilliant minds. They are highly intelligent managers but the dangerous gang members they hire on street level are just punk hackers and are laughingly referred to as "soldiers" by their own criminal organization. These soldiers gang up on unsuspecting citizens of our great Country and wear them down, first psychologically, using well proven fascist Stasi methods. These so called soldiers spread lies, mostly terrible damaging lies to neighbours and family, like they have with me. We good citizens are separated from the herd, bombarded with a variety of microwave and direct energy weapons until we go insane or fall ill or worse, fall to our death via a direct energy induced heart attack, stroke or other method made to look like a so calledb"natural death." These gangs upper mgmt arm their fellow perps with all kinds of hi tech tools, hardware, software and apps. The joke though, is also on these soldiers because they honestly and fully believe they are part of the new revolution and their leaders care about them! Nothing could be further from the truth. Retired former high level operatives have told me that amoung the most murders upper management order are their own soldiers who slack off or who make unplanned mistakes. If only all the soldiers could be told this one fact, all at the same time, with proof, that would be presto, no more soldiers tovtake all the risks, to make only $20 bucks an hour along disproportionate risk and prison time and soon, all the acts of extreme and violent and sudden revenge.
Let us not forget another covert fact that I was also told, that the cancer, blood radiation and a list of atleast eighteen other illnesses that almost always cause immediate and very painfull death, are not only untreatable but, are close to 2500% more prevalent and life ending amoungst the operators than to the victims on the receiving end of their torture. If you dont beileve this then go try to look it up. Most likely you will find nothing. Experts will be quick to point out that where there is no info on something specific, more often than not,it usually points to the plain to see fact that it is being hidden, and trust me, it is.
Why all this expense and effort you may ask? Thats easy, return on investment, that is these gangs pay fraudulent monthly insurance premiums on their tatgets, all over the world so that when a target finally does die, they collect tens of millions of dollars in again, 100% fraudulent payouts. If we dont collectively stand up to this horror show, each time a target dies, ten more innocent Canadian citizens become new targets and evil, vicious cycle continues.
When you are nominated and entered into this covert killing machine as a targeted Individual, your life instantly ceases to be your own. From that moment, you are to be followed by hideous criminal gang members who operate with 90% immunity, protected by throngs of middle gang managers who have access to police, fire, ambulance, medical and government people who all work for this new incideous fascist communist regime. These traitors, seditionists, murderers and scum have all but taken over Canada. I myself am being basically tortured around the clock by a neighbouring criminal gang stalking family. Even with months of more than compelling and troubling vifeo, audio evidence, The police called me insane and laughed in my face. This gang has even made infiltrated my family. because when i finally reached out to my high ranking retired Interpol/RCMP Father and Mother and best friend, all they could say was that maybe I should get mental help! So you see the absolutely horrific and hopeless situation that we targeted victims are in? I have even sent video and audio of their attacks on me ad well as video showing my healthy heart rate and pulse going from 87 all the way up to 140 bpm in under 3 minutes flat. This explosion of my heart rate is consistent with what my wife and I have been experiencing for a couple years now, but much less often than tofay which is, literally every sleepimg and waking moment. This family of five is hell bent on causing mine or both of our demises by causing a heart attack, stroke or even cancer by assaulting us to a non stop barrage of deadly microwave radiation with their incideous weapons.I have honestly months of video and audio evidence that clearly show this families pattern of following me around our apt from their apt directly above. They are obviously using some type of tech that can see me wherever i go. My wife verifies that the moment I awake and go to our washroom, we both hear their footsteps follow me from above. Then, in 99% of these times, wherever I stop, they too stop and always they then plop down something heavy and metallic on their floor above. Then, within 30 to 60 seconds, I experience sudden hot flashes, inexplicable sudden onset of stomach butterflies which are then always followed by extremely troubling and downright terrifying heart palipitations. Some of their ttacks are more aggressive than others. They attack harder or more aggressive whenever i have the audacity to try to shelter myself from their attacks! We live in the greatest country on the planet, but how the hell did this obvious takeover take place. Everyday and night our life in this apt is a literal hell on earth because of this organized gang of stalkers, liars and murderers. We are law abiding citizens, we both litetally have survived multiple attempts on our lives while barely surviving homelessness together twenty years ago here in Toronto. We have both overcome severe, long term alcohol, crack, cocaine and opiate addictions. We both still struggle with depression and a lack of self worth as the result of our former self destructive lifestyles. We both live with tremendous guilt, especially considering the decades of hurting and disappointing those we love so very dearly.. We have already paid a hefty price for this and we have both lost most of our so precious friends in out lives. Still, we had motored forward, we admit far too slowly but we did manage to build an impressive multi channel, hyperlocal, low cost business model that connects underemployed creatve and cultural workers to local businesses and shops. All businesses need marketing, but priced low enough to continue marketing on an ongoing basis. Our cteative Members work for less to help shops in their own neighbouthood in teturn for cash paid the same day as the contract is fulfilled. Our years of research, product and services testing and fulfilling local marketing contracts have helped us to drill down into very certain business niches and our fifth business plan shows this. Even before COVID, there was an urgent need for ongoing and low cost advertising and marketing across omni channels both online and offline together. We connect online and offline together as a rule or mission statement simply by utilizing qr codes to even marketing playing fields. We believe that we could be one of the first independent businesses to develop QR Code classifieds as well as QR Code Shops, which are basically paper points of sale. We had worked long and hard to figure out how we could custom design, build, further develop and then market test and then launch our own very own automated business and QR Code publications. We research the products and setvices to sell and then we design each paper store, configure qr codes, print the posters, flyera and stickers and then distribute them throughout one Neighbourhood at a time. We then use Google Analytics to watch sales live as they happen! All of this ground breaking work is not at the hands of a delusional indane man, like these criminal gangs assert. We've even developed our own digital out of home ad networks that work in conjunction with all of our, and equally our local clients marketing, online ecommerce and offline print publishing goods and services. We have even attracted expert investors who clearly see validity in our bisiness model. We could go on forever but right now, we are in urgently in need of your help to save our lives, especially my life because as Leona will testify in court, they target and attack me around the clock, absolutely and literally! They cause sudden and extremely dangerous spikes in my heart rate, not a couple times a day but, many dozens of times each day and night, awake or asleep!! They also cause sudden sharp pains and or numbness in the back of my head, burns on feet and legs and too much to go into right at this moment. Please someone help us. There just has to ve someone out there who will believe our nightmare. This gang family wont stop until i am dead. There just has to be one person, one detective one politician who can and will help. I pray that readers of this article will reach out to good people im law enforcement in Toronto or Canada. Most honest readers of this letter will clearly see that I am not insane and this is all 100% fact and our lives are in imminent danger. If only one person could conduct some type of scan of our apt to see what is happening to us.
This is exactly why we started this organization, to team up with millions of others going through this hell too. One of our central missions is to build an action advisory board that will act mediayely on behalf of other innocent Targeted Individuals by making calla, emails, paper lettera urging action from rach Targeted Individuals own community. In this way, they too will be believed! Thank you and God Bless You. Gotdon Welke and Leona Sackaney, Toronto, Ontario Canada.
Here is how their attacks un fold: Through endless years of living here we too thought their following us was somehow innocent. However, I really took notice in the past months that when i stop to use the washroom ,shower, cook, sit to work on computer and, if you can believe, while we sleep or watch a classic movie, these sick and horrible people begin their incideous and invasive attacks right through their floor and down through our ceiling onto both of us innocent, loving, accepting, rent paying Canadian citizens.
My wife finally knows for certain what they are up to. I have had notes dropped to me yelling me that i am being set up for electronic murder so these gangs can collect big life insurance claims after paying years of secret very high monthly payments that pay off in the millions should they succeed in murdering me or directly causing mine or Leonas severe illness or cancer. I/we ate all alone. There is no help for us, or so it seems. I get that this all sounds like far too much but, just dont fall for their evil incideous game, where anyone, any good human being that dare speak out about these crimes are labeled as delusional, schitzophrenic or insane. Please do your own Independent research and most importantly, listen to your heart or follow your gut, please.
So, What's happened to our true north and free, the Canada we knew? This hurts me to tell you all but, these organized fascist gangs are now closer and closer to full and total control of our government, our police and our emergency services and most likely our military as well, basically our country we hold so dear. You have been fooled, we have been fooled, our collective goodness has been taken as weakness time amd time again. The only way to stop a total fall of the leftover good in our Canada is not through any violence, because that is exactly what this gang wants. We must, and I do mean we must, Unite and stand up for each other trying every conceivable legal and peaceful method we can. If this fails, we all know what could be coming our way, dont we?
Please know that every community in Canada is involved and thia Nazi organization can just go ahead and illegally put any innocent Canadian on their targeted list. They then go ahead and illegally create a completely fake history. Yeah and then they enlist other so-called soldiers are also gang stalkers to assist in spreading lies to family and community, employers and potential business funders and banks. These gang members are committing domestic terrorism, electronic murder and treason to say the least. The so-called experts say that there's tens of thousands of targeted individuals but this is not true. In reality there's Millions yes millions in Canada alone!! These organized stalkers, also widely finally being called perps and most recently referred to as "despicables," can nominate any innocent Canadian to be put on their very illegal but very powerful terrorist watch list. Can you imagine this is where we at in Canada. This is not fear mongering, this is not mental illness, this is the horrifying absolute fact and truth. So you may ask me how I know this how I know it's all true? I know this because I am on their targeted list!
I want the world to know Who is doing this to me. My experience, like many TI's, is hell and these monsters have our hands tied unless we join together and begin to fight back with everything we've got! I have quickly accumulated this unwanted expertise and I can say that I also have media, marketing and a long list of additional transferrable skill sets to develop and launch an organization to help ourselves, but, not without your help. Please join us, we need big numbers to get the message out to our politicians. We members can jump into action inviting authorities, lawyers, security experts and so on so forth. Just what they're attacking me with we can't say for certain but I do have months of shocking videos that show the absolute arrogance and severity of what they are doing to us, and Around the clock! Whayever they are doing to me is the same game 24 hours a day. They follow me until I stop somewhere in our apartment and then, they plop down something metallic, their Direct Energy weapon of some sort and they hit me by flicking some type of switch. I have even recorded this weapon recharging after they discharge it on me.
Also, please visit our You Tube Channel INJUSTICE CANADA that has #ome interesting videos. Join us here or on YouTube
submitted by INJusticeCanada to Gangstalking [link] [comments]

Getting Andrew Yang to the White House Part 5: The Yang Gang’s Last Stand

I’ve been seeing a lot of negativity around here recently, and rightfully so. We lost Iowa. I know that’s not an easy fact to take in given the amount of time and effort put into the state from the campaign, staff, and volunteers, but we have to face the truth. We got out-organized.
So what do we do about it?
I’m the author of these previous 4 posts if you have the time to read them. If not, its ok. This post is very much a standalone post. And probably my most important post thus far:
Part 1:
Part 2:
Part 3:
Part 4:
In this post, I will detail our best path forward. Our best path to shock the political world and get the American people and the media to take us seriously. And it’s not what you think. Andrew has been campaigning tirelessly in IA and NH, but his best chances are not there. Our entire campaign, our entire country’s future rests on us winning Nevada. There is no other state more prime for our message and our vision than Nevada.
I’ve been canvassing in Nevada since November of 2019. I have knocked on hundreds of doors and spoken to hundreds, maybe thousands of Nevadans. We have a chance to take top 3 in Nevada. When textbankers told me to go to IA, I chose to travel to Nevada. And I’m glad I did. The political environment and campaign infrastructure are much better in Nevada. Nevada (and more specifically one city in NV) is a state full of Yang Gang, they just don’t know it yet. Nevada has early voting which has already begun, but their caucus is on Feb 22nd. Nevada is our last stand. And I will detail in this post exactly why we can and should win Nevada. If we don’t, that could very well be the end of this campaign. So buckle up, this is important.
Nevada is the third state to vote. In addition, like Iowa they are also a caucus state. No one was expecting us to win Iowa. Heck, it’s probably a good thing we didn’t win Iowa. With the debacle going on there, our win would have been overshadowed by the IA Democratic Party screwup anyways. That being said, no one is expecting us to win NH either. (If you want to go to NH, please still go. But from this time of posting, we have 5 days to convince NH, we have two weeks to convince NV – do the math). If we lose Nevada however, that is three in a row. More than enough reason for the media to write us off for the rest of the primary cycle. We need to prove them all wrong. We SHALL NOT let the Bernie Bros pass!
We can do this because Nevada has favorable Demographics, the Issues/Politics resonate with its voters, and the Nevada Staff/Campaign are the best I’ve seen.

To win Nevada, we only need to focus on one location. Unlike Iowa and New Hampshire where the population is spread out (there are 99 counties throughout the state of IA), Nevada only has 16 counties and most of them are very sparsely populated. The most important county is Clark County, and the most important city in that county is… guessed it, LAS VEGAS. The Las Vegas metropolitan area includes Boulder City, Enterprise, Henderson, North Las Vegas, Summerlin, Winchester, Paradise…etc. The Las Vegas Metro area has 2.2 Million people living in it. The entire state of Nevada has a population of ~ 3 Million people. The Las Vegas metro area comprises of more than 70% of the entire population of Nevada. If we win Las Vegas, we win Nevada. Its that simple.
In addition, you know what Las Vegas has that IA and NH did not? A group of people whom tend to like Yang automatically: MINORITIES!! Las Vegas has a huge Chinatown and we have a Yang office there! Las Vegas had a Chinese New Year’s parade two weeks ago! Did NH or IA have a Luna New Year Parade? FUCK NO! Yang Gang was there and walked in it! We got cheers from the audience! Yang Gang has ran ads in Chinese media for Yang. There are at least several precincts that are majority Asian people! That better be automatic delegate pickups for us. We just need to turn them out!
Las Vegas, unlike Iowa or NH, is very compact. You can finish canvassing 50 doors easily because the houses are close to each other. If you’re really hitting it, you can easily do 100 doors a day. You dont need to hit a few, then drive several blocks. You can simply drive to a neighborhood and bang out door to door very efficiently. Also, unlike IA and NH, it’s a sunny/cool 60-70 degrees in Las Vegas. So people are actually out doing stuff.

The Issues/Politics:
There is no other city where the narrative and issues Andrew Yang champions appear more salient than in Las Vegas. Las Vegas is at the center of the automation revolution, and you can look no further than the famous Las Vegas strip. If you have the money (seriously, it can get pricey) stay on the strip and talk to every bartender, waitress, blackjack dealer, housekeeper, bellman, etc you can. In Las Vegas, the service employees win the elections.
This New York Times article details it very well. (If you cant read it due to paywall, don’t worry, I’ll explain) (
The most important special interest groups in Las Vegas are the culinary workers union, Local 226, and the bartenders union, Local 165. These unions see automation in front of them every day. MGM recently automated most of their backhouse bartenders. Servers now pick up drinks from a robot and deliver them to customers. I spoke with a bar manager in the Bellagio and he said that in their contracts, there are clauses that dictate they can be automated away by a machine anytime. And they have to be ok with that. So Andrew Yang's message of the Freedom Dividend resonates. In addition, there is one issue the unions care about more than anything else and that is Healthcare. However, this is the best part: they HATE Medicare for All. Not one union worker I spoke with wanted Medicare for All. Why? Because their unions have negotiated for them stellar healthcare for years and years. They love their healthcare. And they don’t want the government coming in and taking away all the hard work their union has done for them. If you bring up Yang to your housekeeper, your waiter, your bartender, I guarantee you their first question to you will be: “What will happen to my healthcare?”. And unlike Bernie, we can say “You can keep it”. (Note: Biden also said that when he visited the unions). If Andrew Yang can win the endorsements of the Local 226 and Local 165, we win Las Vegas/NV. It was these unions whom delivered Hillary Clinton her victory in 2016. Now Andrew has not met with the unions and their leaders yet, and I hope that the campaign is reaching out to them. But until that happens, it us up to US to talk to as many union members as possible.
(Note also: Nevadans have a bad taste in their mouth for Bernie, especially after how the Bernie people acted in the NV State convention in 2016. Maybe using death threats was not the best look for the Bernie campaign. Just sayin:
If you stay on the strip, talk to every employee you can. You can change minds. I Yanged an entire bar by myself when I spoke with the Bar Manager about the Freedom Dividend, automation, and that Yang wont take away his Healthcare. He then bought me a free drink, gave me his card, and committed to taking all his employees to the caucus. Imagine if the Yang Gang descended onto Vegas and did this at every restaurant, every bar, every hotel, and every venue. We would win Las Vegas, and get free shots too.
After speaking to many Las Vegas voters, I’ve come to believe that they don’t like politicians. There’s a reason why Tom Steyer has blanketed the state with his ads. Because Nevadans don’t trust politicians. Thus, Yang is a natural alternative to the rest of the field. Steyer may have some traction, but almost everyone I spoke with didn’t like the fact that Steyer was trying to buy the election. Everyone from Uber drivers to strippers (seriously) found Steyer annoying.
Something unique to Vegas that you don’t see anywhere else is the way wealth inequality unravels itself. Las Vegas is the place where the rich and famous come to party and blow their money away. Yet the residents here don’t scorn or hate them. Bernie and Warren’s rhetoric of the “greed and the corruption” fall on deaf ears here because in Las Vegas, the rich treat service employees well. Talk to any bartendeserver long enough and they’ll tell you about that one time when Rihanna came in and left a $10K tip on her tab. The rich come here to live out their vices, yet they are gracious and generous to the people who serve them. You can spend upwards of $5000 at a nightclub and $20 for a drink on the strip, but once you leave the strip prices drop by at least 75%. So residents don’t feel the price inflation. Don’t want to spend money? Party in downtown Vegas, where a drink is only $3- $4. The residents of Las Vegas don’t hate the rich, and they don’t want a “revolution”. They just want to make enough money so that sometimes they can sit down and enjoy a football game with the high rollers. The Freedom Dividend is the ticket to that life.
The Staff
Last, but not least, is the staff. Speaking from meeting as many of them as I have, the Las Vegas campaign staff are absolutely phenomenal. Mark Peckham, the NV state director did a great job picking his team and it shows. Reading through the threads I see talk about the Iowa staff being unprofessional and not ready for the caucus. I see talk about IA not training their precinct captains correctly, and offices hiring people with no experience. I can tell you, that is certainly NOT the case in Las Vegas. Almost every staff member I spoke with was professional and experienced. I consider myself pretty experienced in politics. There was not one staff member I met who didn’t know their shit. Precinct captain training? The NV staff has been doing that on a WEEKLY basis since November! Sign up for canvassing and are late 30 mins, you bet your ass a staffer will call you up and find out where you are. I remembered when I was considering going to IA and I wanted to know if the IA campaign needed a data analytics guy (my specialty). I asked several staff and never got an answer back. I asked the same question to Las Vegas staff and I got an answer back in seconds. The Las Vegas staff know their shit and they’re here to win. Even their volunteer coordinators are dedicated and knowledgeable. They have daily tables at UNLV, and weekly well attended Yang Hangs. Their offices are clean and open on time. Yang Gangs have houses you can stay in free of charge, and volunteers happily drive you around in a Tesla to get you to your canvassing locations. They’re that fucking good. Convinced yet? Here are the contacts you should add/follow on facebook:
Eileen Patterson, Las Vegas Volunteer Director
Gavin Williams, Field Organizer
Alex Pitarro, Field Organizer
Alyssa Monet Manson, Yang Gang House Leader
Nick Joke (not his real name, but his name on facebook), Volunteer organizer
(these are not all the staff, just the ones I can remember off the top of my head. There are several others, almost all are sharp).
Join the Vegas Yang Gang Facebook Group:
The Las Vegas Yang Gang has a website:
The following are their active offices and hours:
Chinatown Office
4276 Spring Mountain Rd Suite 203 Las Vegas, NV 89102
Henderson Office
580 E. Windmill Lane Suite 130 Las Vegas, NV 89123
North Las Vegas Office
2815 W Lake Mead Blvd Las Vegas, NV 89106
Monday—Saturday: 10:00AM–8:00PM
Sunday: 12:00PM–8:00PM
(Note: I emphasize Vegas because it is the population center of Nevada. However, if you would like to help win other parts of Nevada, Reno is worthy of helping too. I’ve met several Reno organizers and they are all very capable people.)
Lastly, Las Vegas is truly an amazing city. Nothing beats canvassing 50 doors a day and then settling down to a workout, a spa, and a buffet. Want to Yang marijuana aficionados because Yang has the best drug policy? Great, its legal to buy weed in NV. Go to one of the hundreds of dispensaries in Vegas. Want to Yang sex workers and strippers because Yang wants to decriminalize sex work? Great, Vegas has the best strip clubs in the world. Want to party hard and work hard? Great, Vegas has the best nightclubs and bars you could ever dream of. Want to Yang sports gamblers because Yang wants to legalize online gambling, you can do that too!
So lets leave all our chips on the table Yang Gang. There is no other city more prepared to be won than Las Vegas. Lets lay it all out on the floor and say we did our best. Make Las Vegas our Last Stand. And if we win, if we do, that will be more than enough momentum to carry us to victory on Super Tuesday. Nevada/Las Vegas is better representative of America than any other state/city so far, and America will recognize that. If we win Vegas, we carry enough momentum to finish well in Super Tuesday, guaranteeing our bargaining power in a brokered convention in July.
I hope this is not the last time I write these posts. And I hope you all can join me. What are you waiting for? Buy your ticket. We’re going to Vegas baby.
thank u, next.
Note: last but not least, if you can donate, please donate to the Ken Jeong fundraiser this coming 2/13, will help us hit NV campaigning strong!:
Edit: Thank you so much for everyone giving me awards! I just want Yang to win and I firmly believe this is our last stand. We’re in the Endgame now....
submitted by CatnipHappy to YangForPresidentHQ [link] [comments]

PSA: Countries and their gambling bans

Favor for the GTA Reddit of the day.
Kudos to - and various Redditors for input. I have removed those fields that are just for 'Land Based' as they should allow online gambling alright. Some have very odd laws and will need tested.

Notable edits - Originally the USA was added to this, it is illegal to gamble in Hawaii and Utah for example but the casino seems to function as normal there. There are a few countries as well that have gambling laws but again GTA's seems to duck underneath these. I'm not an enforcer of the law, nor am I a solicitor but common sense would lead me to say if GTA is allowing you to do it then you shouldn't have to worry about anything. If you cannot access the Casino games, VPN's are a known work around but this could net you in trouble. I won't be assisting players on where to find those (various comments have so far) but be warned it is to be used at your own discretion.
submitted by SlapshotTommy to gtaonline [link] [comments]

Top 10 countries that love gambling

Top 10 countries that love gambling
In today’s post, we’re going to look at how different countries appreciate games of fortune and chance. The rating of the most avid gamblers is based on opinion polls. Here are the top 10 countries that love gambling.
#10. Spain. Gambling is completely legal there and the government claims 20% of winnings in tax. The Spanish love poker and the casino.
#9. Greece. The Greeks are keen on casinos, including the online ones. Lotteries are also popular in this country.
#8. Hong Kong. Since it’s not against the law, its citizens indulge in casino and other gambling activities. Sports betting is also a big thing for Hongkongers.
#7. Italy. Italians get excited about slot machines. The next most popular form of gambling is poker, which has its own national championship.
#6. Finland. In Finland, the entire industry is under tight regulation, so Finns play in municipal casinos. The tax revenue from gambling activities goes towards sports, education and other social programs.
#5. Canada. Canadians indulge in a variety of activities: betting, lotteries, card games, etc. Online casinos are also hot in the Great White North.
#4. Ireland. The Irish are bound by a 50-year-old law, but in 2003, the authorities gave the green light to online casinos which have been extremely popular ever since.
#3. Great Britain. Sports betting and gambling have been an essential part of life for a lot of Brits for a long time. Betting is so ingrained in the culture, it is now considered a quintessentially British thing to do.
#2. Australia is enthusiastic about gambling machines and betting, with providers of the latter going as far as allowing bets on currency exchange rates.
#1. Macau. Formerly a Portuguese colony, it is now a special administrative region in China, just like Hong Kong. This is the Mecca of gambling, where people travel to spend fortunes in the local casinos.
submitted by spartron_io to u/spartron_io [link] [comments]

Due to some relaxation in the norms of various countries across the world, sports betting has become legal in many countries in the world. In this post, we have enlisted the names of 5 countries where sports betting is legal. But despite giving their permission to allow sports betting, there are certain restrictions on betting in various sports. Countries With Legal Sports Betting. There are dozens of countries all over the world offering legal sports betting to their residents. Global sports betting is a roughly $150 billion yearly industry, and dozens of countries have either recognized or begun to recognize its potential economic benefits. As of October 14, 2019, the states below offer sports betting or have passed legislation to allow sports betting, either in a casino or online. You do not need to be a resident of one of these states to place a bet, but you must be located in the state at the time you bet. That means placing a bet while on vacation is fair game. Online gambling is fully legal in Hungary and players can play sports betting and poker games without violating the laws. In 2013, the Hungarian Government legalized online casinos in the region. Back in the first place, the only way to play locally was to visit casinos. Where online gambling is legal, players enjoy the authentic casino experience at their home. Thus players of countries where online betting and gambling is forbidden are disappointed.

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