Why the HostGator India Affiliate Program is Your Best Bet

Top 5 affiliate marketing program in india (2019) full detail in hindi

Top 5 affiliate marketing program in india (2019) full detail in hindi



Hello friends! Aaj me aapko Top 5 affiliate marketing program in india (2019) ke bare me btane wala hun. Affiliate marketing online paise kmane ka ek bahut hi popular aur best tarika hai. kyonki India me bhi kafi sari company Affiliate program chlakar acha khasa commission deti hain jisse kafi sare Blogger acha paisa earn krte hain.
Top 5 affiliate marketing program in india (2019)
Aaj ke time par Internet jis tarike se Boom ho chuka hai. hr koi bs internet ke sath aapko hr samay koi n koi activity krte huye dikhai dega. Ab to aisa lgta hai ki kya hm ya aap bina internet ke apni jindagi ke bare m klpana bhi kr skte hain. ek time pe y kaha jata tha ki internet sirf young log hi use krte hain. lekin aaj ke time par hr koi internet world se jud chuka hai.
Or aaj log n sirf Internet ke jariye Jankari or entertainment search krte hain blki Internet ke jariye Business bhi krne lge hain. Internet ke jairye aise kai sare tarike hain jisse aap paise kma skte hain . or kafi sare log already acha-khasa paisa kma bhi rhe hain. aaj hm unhi tarikon me se ek popular or best tarika Affiliate marketing ki bat krenge

More
submitted by Bhandarideepak to u/Bhandarideepak [link] [comments]

The Best 5 Affiliate Marketing Programs In India.

The Best 5 Affiliate Marketing Programs In India. submitted by nsdmpune to u/nsdmpune [link] [comments]

5 Best Affiliate Marketing Programs in India

submitted by fakhruddin1718 to u/fakhruddin1718 [link] [comments]

Updated list of Global Beermoney opportunities (+180!) - June 2020

Updated list of Global Beermoney opportunities (+180!) - June 2020

Introduction

The current, and now previous, Beermoney Global list started nearly 5 years ago. It’s been updated and has grown over all that time, but it also became a hassle to keep current. It was time to build a new list from scratch based on my experience in the Beermoney world over all these years and all the contributions all of you have been making in this sub.
The lists consist of opportunities that are available in at least one country that is not the US. This means there are sites which only work in Canada or the UK. There’s sites which are open to the whole world, but this does not mean everyone can really earn something on it. It’s all still very demographic and therefore location dependent. This list should give you a starting point to try out and find what works for you. I’m not using everything myself as I prefer to focus on a few, so not all are tested by me. They are found in this sub, other subreddits and other resources where people claim to have success.
I’ve chosen the format of a simple table with the bare minimum of information to keep things clean. It includes a link, how you earn, personal payment proof if available and sign-up bonus codes if applicable. Some of these bonuses are also one-time use codes specifically made for this sub! For the ones I don’t have payment proof (yet) feel free to provide some as a comment or via modmail so others know it’s legit. I am working on detailed instructions for each method that I personally use which will include things like cashout minimum, cashout options, tips & tricks,... For now I’ve split things up based on the type of earning like passive or mobile. Because of this there’s sometimes an overlap as some are both passive and on mobile or both earning crypto and a GPT (Get Paid To) website.
The lists are obviously not complete so I invite you to keep posting new ones in the sub, as a comment to this post, or in modmail. Especially if you have sites or apps which work for one single specific country I can start building a list, just like I did for The Netherlands and Belgium. If you recognize things which are in fact scams or not worth it let me know as well.

Beermoney opportunities

Get Paid To (Surveys, tasks, offers, videos, clicking links, play games, searching)
Register here How to earn Payment proof Sign-up bonus code
ySense - The best global site Surveys, tasks, offers, videos Paypal /
PrizeRebel Surveys, tasks, offers, videos Paypal Enter code 'beermoneyglobal'
SerpClix Google searching Paypal /
Swagbucks & SwagButton Surveys, tasks, offers, videos, shopping & cashback, games, apps Paypal /
GG2U Surveys, tasks, offers, videos Pending $1.00 if register here
Keep Rewarding Surveys, tasks, offers, videos, PTC Pending $0.25 if register here
Ebesucher Surfing, reading mails Bank transfer /
Reward XP Surveys, tasks, offers, videos Pending $0.50 if register here
Gain.gg Surveys, tasks, offers, videos Paypal $0.10 if register here
Timebucks Surveys, tasks, offers, videos, Tik Tok, Shopping Pending $1.00 if register here
GamerMine Surveys, offers, videos, tasks, Pending $1.00 if register here
Gamehag Tasks, offers, play games, post on forum, writing Pending /
BTCSurveys Surveys Pending /
FruitLab Watch & upload video game clips Pending 100 pips if register here
Clickworker Transcripts, tasks, UHRS (categorizing), surveys Paypal /
FreeSkins Surveys, offers, tasks, videos Pending 100 coins if register here
iRazoo Games, surveys, videos, offers, apps Pending Enter code 'AK7DB2' for 500 points when signing up
EarnCrypto Data entry, surveys, offers, tasks, videos, games, apps Pending /
Blockreward Apps, surveys, videos, tasks, offers Pending $2.00 if register here and earn 20000b + $2.00 if earn 10000b within 30 days
PaidViewPoint Surveys Pending /
GrabPoints Suverys, videos, offers, games, apps Pending 500 points if register here
RewardingWays Surveys, offers, tasks, videos, contests Pending $0.20 if register here
SuperPay Surveys, offers, tasks, videos, contests Pending $0.20 if register here
InstaGC Surveys, tasks, videos, apps Pending /
GiftHunterClub Surveys, offers, videos, apps, games Pending $0.75 if register here
Idle-Empire Surveys, offers, videos, mining, apps, games Pending 500 points if register here
PicoWorkers Tasks, games, apps Pending /
ViewFruit Surveys Pending /
Mobrog (change language if needed) Surveys Pending /
Surveytime Surveys Pending /
Giveaway Pros Offers, videos Pending /
SEO Sprint (Russian, use Google Translate) Tasks Pending /
Earnhoney Surveys, tasks, offers, videos Pending /
Toluna Surveys Pending /
Spidermetrix Surveys Pending /
BeerSurveys Surveys, tasks, offers Pending /
CrowdHolding Co-create with startups Pending /
Diaworkers Tasks Pending /
Presearch Search & Earn Pending /
Univox Community Surveys Pending /
YouGov Surveys Pending /
Spare5 Tasks Paypal /
Rewardia Surveys, polls, games, videos, puzzles, trivia Pending 3000 points extra (when you earn 3000 points) if register here
Earnably Surveys, tasks, offers, videos Pending /
Neevo Tasks Pending /
Rakuten Insight (country specific links) Surveys Pending /
The Panel Station Surveys Pending /
Remotasks Tasks Pending /
Pureprofile Surveys Pending /
UserCrowd Tasks PayPal /
Sruvey Village Surveys Pending /
InboxDollars/InboxPounds Surveys, offers, videos, shopping Pending /
Qmee Surveys Pending /
MicroWorkers Tasks Pending /
Cinchbucks Surveys, offers, tasks, videos Pending /
Rewards1 Suverys, videos, offers, games, apps, polls, contests Pending /
Vindale Surveys Pending /
PointClub Surveys Pending /
TGM Panel Surveys Pending /
PaidPoints Tasks, offers, traffic exchange, ad clicking Pending /
RapidWorkers Tasks Pending /
AnyTask Sell your skills Pending /
Bounty0x Tasks Pending /
Opinion World Surveys Pending /
Lifepoints Surveys Pending /
Passive (desktop & mobile)
Register here How to earn Payment proof Sign-up bonus code
HoneyGain Desktop & mobile phone bandwith sharing (wifi + data) Paypal $5.00 if register here
FluidStack Desktop bandwith sharing (Linux needed) Paypal /
PacketStream Desktop bandwith sharing Pending /
LoadTeam CPU power sharing Pending $0.20 if register here
Gener8 Browser extension Pending 10 tokens if register here
Kryptex Crypto mining Pending /
Ebesucher Surfing, reading mails Bank transfer /
Honeyminer Mining Pending 1000 satoshis if register here
LazyBucks Rent out your Facebook account Pending /
HideoutTV and link to Reward XP to cashout Videos Pending /
Honey Discounts & Cashback / 500 Honey Gold if register here
Fitplay Games Pending $0.33 if register here
Mistplay Games Pending /
Money SMS Receive SMS Pending /
McMoney Receive SMS Pending $0.22 if using code '60LGG3PR'
SMS Profit Net Receive SMS Pending /
Simcash Send SMS [risky] Pending /
Cash4sms Send [risky] & receive SMS Pending /
ControlMySMS Receive SMS Pending /
Birdchain Send SMS [risky] Pending /
Sweatcoin Walking Pending /
COIN Explore Pending 1000 coins if register here
Panel App Surveys, location sharing Pending /
Phoneum Games, mining Pending /
Crypto (faucets, mining, GPT)
Register here How to earn Payment proof Sign-up bonus code
Cointiply Faucet, surveys, tasks, offers, videos Bitcoin Enter code 'beermoneyglobal'
FreeBitcoin Faucet, lottery, betting, passive interest Bitcoin /
AdBTC Click ads, active window surfing, autosurfing Pending /
Faucetpay Faucet Wallet, exchange, offers, tasks, trading Pending /
Faucet Crypto Faucet, ads clicking, offers, shortlinks Pending /
More Money Faucet, ads clicking, offers, shortlinks Pending /
Kryptex Crypto mining Pending /
Quicrypto Surveys, tasks, offers, games, videos Pending /
Coinpot Faucet Bitcoin /
Honeyminer Mining Pending 1000 satoshis if register here
BitShark Faucet, games Pending /
Publish0x Read & write articles Pending /
Starbits Faucet (need FaucetPay account) Pending /
Coinpayu Ads clicking, videos, offers Pending /
BTCSurveys Surveys Pending /
Blockreward Apps, surveys, videos Pending $2.00 if register here and earn 20000b + $2.00 if earn 10000b within 30 days
Coinbase Crypto sign-up bonuses Bank transfer See links in thread
LBRY.tv Watch videos Pending /
Pi Network Crypto mining Pending (see here) To join you need a referral link
EarnCrypto Data entry, surveys, offers, tasks, videos, games, apps Pending /
Phoneum Games, mining Pending /
Mobile
Register here How to earn Payment proof Sign-up bonus code
Cointiply Faucet, surveys, tasks, offers, videos Bitcoin Enter code 'beermoneyglobal'
HoneyGain Desktop & mobile phone bandwith sharing (wifi + data) Paypal $5.00 if register here
Google Opinion Rewards Surveys Play Store credit /
FreeBitcoin Faucet, lottery, betting, passive interest Bitcoin /
AppKarma Games, quizes, surveys Pending Enter code 'Proim' for 300 points when signing up
CashKarma Surveys, offers, games Pending Enter code 'Proim' for 300 points when signing up
Cash Alarm Games Pending Receive 25% of my earnings if register here
Cash Magnet Games, offers, tasks, videos Pending /
AttaPoll Surveys Pending /
ClipClaps Videos, games, raffles PayPall $1.00 & Diamond Chest if register here
Quicrypto Surveys, tasks, offers, games, videos Pending /
Poll Pay Surveys Pending $0.30 if using code '4CS6L4SQ8D' when signing up
BuzzBreak Read news, videos, offers, surveys Pending Enter code 'B06472489' when signing up
Userlytics Software testing Pending /
WowApp Games, offers, surveys, videos, chat, phone unlock, calling, cashback, shopping cashback, browsing, news reading Pending /
CuriousCat Surveys Pending /
Quickthoughts Surveys Pending /
Fitplay Games Pending $0.33 if register here
TV-Two Make Money Apps, games, Youtube, browsing Pending 555 credits if register here
Mistplay Games Pending /
FeaturePoints Suveys, offers, apps, cashback Pending 50 points if register here
Money SMS Receive SMS Pending /
BIGtoken Suveys, location sharing, social media account Pending Use code 'GMGALLOIA'
McMoney Receive SMS Pending $0.22 if using code '60LGG3PR'
Pi Network Crypto mining Pending (see here) To join you need a referral link
Roamler Mystery shopping Pending /
SMS Profit Net Receive SMS Pending /
Streetbees Surveys, tasks, create videos, take pictures Pending Enter code '6115GF' when signing up
Simcash Send SMS [risky] Pending /
VoxPopMe Video feedback Pending /
Cash4sms Send [risky] & receive SMS Pending /
Citizen Me Surveys Pending /
ControlMySMS Receive SMS Pending /
Birdchain Send SMS [risky] Pending /
Sweatcoin Walking Pending /
COIN Explore Pending 1000 coins if register here
Panel App Surveys, location sharing Pending /
GiftHunterClub Surveys, offers, videos, apps, games Pending $0.75 if register here
Phoneum Games, mining Pending /
Research
Register here How to earn Payment proof Sign-up bonus code
Respondent Interviews, research, surveys Pending /
Prolific Surveys, research Paypal /
User testing
Register here How to earn Payment proof Sign-up bonus code
TestingTime Software testing Pending /
uTest Software testing Pending /
PingPong Software testing Pending /
TryMyUI Software/UI testing Pending /
Testbirds Software/UI testing Pending /
Pulselabs Voice app testing Pending /
PlaytestCloud Game testing Pending /
Userlytics Software testing Pending /
Investing (revenue share)
Register here How to earn Payment proof Sign-up bonus code
PaidVerts Ad clicking, offers, revenue sharing Bitcoin /
MyTrafficValue Games, investing PayPal /
Selling (designs on merchandise, skills/gigs)
Register here How to earn Payment proof Sign-up bonus code
Fiverr Sell your skills Pending 20% off on first purchase if register here
Redbubble Sell your designs Pending /
Zeerk Sell your skills Pending /
TeePublic Sell your designs Pending /
Teespring Sell your designs Pending /
Transcribing/Translating
Register here How to earn Payment proof Sign-up bonus code
Rev Transcribing, captioning, foreign subtitles Pending /
Gotranscript Transcribing, translating captioning, foreign subtitles Pending /
TranscribeMe Transcribing, translating, data annotation Pending /
Unbabel Translating Pending /
Others
Register here How to earn Payment proof Sign-up bonus code
Wealthy Affiliate Learn affiliate marketing Pending /
Brave Brows internet Pending /
Andromo Develop apps Pending /
The Netherlands specific
For The Netherlands there are a few very good options next to a bunch of ‘spaarprogramma’s. There ‘spaarprogramma’s are all the same where you receive and click a bunch of e-mails, advertisements, banners,... I advise you to create a separate e-mail address or use a good filter in your inbox as you will be spammed to death. I believe they can be a nice piece of beermoney but they take quite the effort.
Register here How to earn Payment proof Sign-up bonus code
Euroclix Surveys, shopping & cashback, offers, energy/internet providers Bank transfer €1.95 if register here
StemPunt Surveys Gift cards 500 points if register here
Cashback XL Shopping cashback, health insurance discount Bank transfer /
Scoupy Shopping cashback, free products Pending /
Cashback Korting Read mails, click banners, shopping cashback, shopping deals, compare (GWL, data, internet, tv, insurances), offers, surveys Pending €7.50 if register here
Lady Cashback Read mails, click banners, shopping cashback, shopping deals, compare (GWL, data, internet, tv, insurances), offers, surveys Pending €7.50 if register here
Enqueteclub Read mails, click banners, shopping cashback, shopping deals, compare (GWL, data, internet, tv, insurances), offers, surveys Pending €7.50 if register here
Snel Verdienen Read mails, click banners, shopping cashback, shopping deals, compare (GWL, data, internet, tv, insurances), offers, surveys Pending €2.50 if register here
Spaar Actief Read mails, click banners, shopping cashback, shopping deals, compare (GWL, data, internet, tv, insurances), offers, surveys Pending €1.00 if register here
Klik Je Zakgeld Read mails, click banners, shopping cashback, shopping deals, compare (GWL, data, internet, tv, insurances), offers, surveys Pending €1.00 if register here
Zinngeld Read mails, click banners, shopping cashback, shopping deals, compare (GWL, data, internet, tv, insurances), offers, surveys Pending €0.10 if register here
My Clics Read mails, click banners, shopping cashback, shopping deals, compare (GWL, data, internet, tv, insurances), offers, surveys Pending €1.25 if register here
Direct Verdiend Read mails, click banners, shopping cashback, shopping deals, compare (GWL, data, internet, tv, insurances), offers, surveys Pending €2.00 if register here
Spaar4Cash Read mails, click banners, shopping cashback, shopping deals, compare (GWL, data, internet, tv, insurances), offers, surveys Pending €1.50 if register here
Qassa Read mails, click banners, shopping cashback, shopping deals, compare (GWL, data, internet, tv, insurances), offers, surveys Pending /
My Flavours Read mails, click banners, shopping cashback, shopping deals, compare (GWL, data, internet, tv, insurances), offers, surveys Pending €1.00 if register here
Cash Ze Read mails, click banners, shopping cashback, shopping deals, compare (GWL, data, internet, tv, insurances), offers, surveys Pending €1.00 if register here
Geld Race Read mails, click banners, shopping cashback, shopping deals, compare (GWL, data, internet, tv, insurances), offers, surveys Pending €1.25 if register here
iPay Read mails, click banners, shopping cashback, shopping deals, compare (GWL, data, internet, tv, insurances), offers, surveys Pending €1.25 if register here
Double Points Read mails, click banners, shopping cashback, shopping deals, compare (GWL, data, internet, tv, insurances), offers, surveys Pending €2.00 if register here
Mailbeurs Read mails, click banners, shopping cashback, shopping deals, compare (GWL, data, internet, tv, insurances), offers, surveys Pending €1.50 if register here
Qlics Read mails, click banners, shopping cashback, shopping deals, compare (GWL, data, internet, tv, insurances), offers, surveys Pending €1.25 if register here
Centmail Read mails, click banners, shopping cashback, shopping deals, compare (GWL, data, internet, tv, insurances), offers, surveys Pending €1.50 if register here
Extra Euro Read mails, click banners, shopping cashback, shopping deals, compare (GWL, data, internet, tv, insurances), offers, surveys Pending €1.25 if register here
Gekken Goud Read mails, click banners, shopping cashback, shopping deals, compare (GWL, data, internet, tv, insurances), offers, surveys Pending €1.00 if register here
Dutch Euro Read mails, click banners, shopping cashback, shopping deals, compare (GWL, data, internet, tv, insurances), offers, surveys Pending €1.50 if register here
Nu Cash Read mails, click banners, shopping cashback, shopping deals, compare (GWL, data, internet, tv, insurances), offers, surveys Pending €1.00 if register
Snel Euro Read mails, click banners, shopping cashback, shopping deals, compare (GWL, data, internet, tv, insurances), offers, surveys Pending €1.00 if register here
Cash Hier Read mails, click banners, shopping cashback, shopping deals, compare (GWL, data, internet, tv, insurances), offers, surveys Pending €1.50 if register here
Betaalde Mails Read mails, click banners, shopping cashback, shopping deals, compare (GWL, data, internet, tv, insurances), offers, surveys Pending €2.00 if register here
Goudmails Read mails, click banners, shopping cashback, shopping deals, compare (GWL, data, internet, tv, insurances), offers, surveys Pending €1.00 if register here
Online Cashen Read mails, click banners, shopping cashback, shopping deals, compare (GWL, data, internet, tv, insurances), offers, surveys Pending €1.00 if register here
Crazy Mails Read mails, click banners, shopping cashback, shopping deals, compare (GWL, data, internet, tv, insurances), offers, surveys Pending €1.00 if register here
Cash Paradijs Read mails, click banners, shopping cashback, shopping deals, compare (GWL, data, internet, tv, insurances), offers, surveys Pending €1.00 if register here
Smart Clix Read mails, click banners, shopping cashback, shopping deals, compare (GWL, data, internet, tv, insurances), offers, surveys Pending €5.00 if register here
24/7 Discount Read mails, click banners, shopping cashback, shopping deals, compare (GWL, data, internet, tv, insurances), offers, surveys Pending /
Beetje Zakgeld Read mails, click banners, shopping cashback, shopping deals, compare (GWL, data, internet, tv, insurances), offers, surveys Pending €1.25 if register here
Geldmolen Read mails, click banners, shopping cashback, shopping deals, compare (GWL, data, internet, tv, insurances), offers, surveys Pending €1.75 if register here
Online Zakcentje Read mails, click banners, shopping cashback, shopping deals, compare (GWL, data, internet, tv, insurances), offers, surveys Pending €1.50 if register here
Geldcircus Read mails, click banners, shopping cashback, shopping deals, compare (GWL, data, internet, tv, insurances), offers, surveys Pending €0.75 if register here
Lady Clix Read mails, click banners, shopping cashback, shopping deals, compare (GWL, data, internet, tv, insurances), offers, surveys Pending €0.99 if register here
Geldwolf Read mails, click banners, shopping cashback, shopping deals, compare (GWL, data, internet, tv, insurances), offers, surveys Pending €1.00 if register here
Zilvervloot Read mails, click banners, shopping cashback, shopping deals, compare (GWL, data, internet, tv, insurances), offers, surveys Pending €1.00 if register here
Belgium specific
Register here How to earn Payment proof Sign-up bonus code
Buffl Surveys Gift cards /

Sign-up bonuses

The one-time sign-up bonus programs are still to be found here. If you find a new one let me know so I can create the post to keep all the ref links together.

Saving money

Although it’s not really about making money online, it’s still nice to save some money as well when shopping online.
Register here How to earn Payment proof Sign-up bonus code
Honey Discounts & Cashback / 500 Honey Gold if register here
G2A Game keys / /
Kinguin Game keys / /
Allkeyshop Game keys / /
AliExpress Save on online shopping / $24 coupons if register here
Gearbest Save on online shopping / /

Other subs & resources

submitted by Proim to beermoneyglobal [link] [comments]

Confused about what's real here..

Hey guys,
I'm wondering what the real deal here is.
I keep reading that affiliate marketing is still great and commissions are enough to make a full-time income. But then also that the best way of getting traffic is to run ads.
Is the commission generally enough to get you a profit after ads revenue is deducted? I know passive income can be made when seo is done properly, and totally makes sense to take the added time for seo.
But if we were putting in the time or money for seo and ads, isn't it better to have our own products? With digital products or drop shipping, is it better to sell our own products to our audience? Or is the added headache truly that much more that it makes sense to just keep doing the affiliate marketing?
Also, my educational background is such that the health niche makes most sense for me knowledge wise. I'm also adept at the digital space, personal finance, website designing, blogging etc due to the nature of my work. There are both over saturated niches, moreover, in India (where I am) there don't seem a lot of affiliate programs in health sector. This will leave me with the peanuts that amazon throws.
Do you think it is wise to get into affiliate marketing? Or is it better to go for my own brand products?
submitted by dreamsdo_cometrue to Affiliatemarketing [link] [comments]

/r/Scams Common Scam Master Post

Hello visitors and subscribers of scams! Here you will find a master list of common (and uncommon) scams that you may encounter online or in real life. Thank you to the many contributors who helped create this thread!

If you know of a scam that is not covered here, write a comment and it will be added to the next edition.

Previous threads: https://old.reddit.com/Scams/search?q=common+scams+master+post&restrict_sr=on
Blackmail email scam thread: https://old.reddit.com/Scams/comments/g8jqnthe_blackmail_email_scam_part_5//
Some of these articles are from small, local publications and refer to the scam happening in a specific area. Do not think that this means that the scam won't happen in your area.

Spoofing

Caller ID spoofing
It is very easy for anyone to make a phone call while having any number show up on the caller ID of the person receiving the phone call. Receiving a phone call from a certain number does not mean that the person/company who owns that number has actually called you.
Email spoofing
The "from" field of an email can be set by the sender, meaning that you can receive scam emails that look like they are from legitimate addresses. It's important to never click links in emails unless absolutely necessary, for example a password reset link you requested or an account activation link for an account you created.
SMS spoofing
SMS messages can be spoofed, so be wary of messages that seem to be from your friends or other trusted people.

The most common scams

The fake check scam (Credit to nimble2 for this part)
The fake check scam arises from many different situations (for instance, you applied for a job, or you are selling something on a place like Craigslist, or someone wants to purchase goods or services from your business, or you were offered a job as a mystery shopper, you were asked to wrap your car with an advertisement, or you received a check in the mail for no reason), but the bottom line is always something like this:
General fraudulent funds scams If somebody is asking you to accept and send out money as a favour or as part of a job, it is a fraudulent funds scam. It does not matter how they pay you, any payment on any service can be fraudulent and will be reversed when it is discovered to be fraudulent.
Phone verification code scams Someone will ask you to receive a verification text and then tell you to give them the code. Usually the code will come from Google Voice, or from Craigslist. In the Google version of the scam, your phone number will be used to verify a Google Voice account that the scammer will use to scam people with. In the Craigslist version of the scam, your phone number will be used to verify a Craigslist posting that the scammer will use to scam people. There is also an account takeover version of this scam that will involve the scammer sending a password reset token to your phone number and asking you for it.
Bitcoin job scams
Bitcoin job scams involve some sort of fraudulent funds transfer, usually a fake check although a fraudulent bank transfer can be used as well. The scammer will send you the fraudulent money and ask you to purchase bitcoins. This is a scam, and you will have zero recourse after you send the scammer bitcoins.
Email flooding
If you suddenly receive hundreds or thousands of spam emails, usually subscription confirmations, it's very likely that one of your online accounts has been taken over and is being used fraudulently. You should check any of your accounts that has a credit card linked to it, preferably from a computer other than the one you normally use. You should change all of your passwords to unique passwords and you should start using two factor authentication everywhere.
Boss/CEO scam A scammer will impersonate your boss or someone who works at your company and will ask you to run an errand for them, which will usually be purchasing gift cards and sending them the code. Once the scammer has the code, you have no recourse.
Employment certification scams
You will receive a job offer that is dependent on you completing a course or receiving a certification from a company the scammer tells you about. The scammer operates both websites and the job does not exist.
Craigslist fake payment scams
Scammers will ask you about your item that you have listed for sale on a site like Craigslist, and will ask to pay you via Paypal. They are scamming you, and the payment in most cases does not actually exist, the email you received was sent by the scammers. In cases where you have received a payment, the scammer can dispute the payment or the payment may be entirely fraudulent. The scammer will then either try to get you to send money to them using the fake funds that they did not send to you, or will ask you to ship the item, usually to a re-shipping facility or a parcel mule.
General fraudulent funds scams The fake check scam is not the only scam that involves accepting fraudulent/fake funds and purchasing items for scammers. If your job or opportunity involves accepting money and then using that money, it is almost certainly a frauduent funds scam. Even if the payment is through a bank transfer, Paypal, Venmo, Zelle, Interac e-Transfer, etc, it does not matter.
Credit card debt scam
Fraudsters will offer to pay off your bills, and will do so with fraudulent funds. Sometimes it will be your credit card bill, but it can be any bill that can be paid online. Once they pay it off, they will ask you to send them money or purchase items for them. The fraudulent transaction will be reversed in the future and you will never be able to keep the money. This scam happens on sites like Craigslist, Twitter, Instagram, and also some dating sites, including SeekingArrangement.
The parcel mule scam
A scammer will contact you with a job opportunity that involves accepting and reshipping packages. The packages are either stolen or fraudulently obtained items, and you will not be paid by the scammer. Here is a news article about a scam victim who fell for this scam and reshipped over 20 packages containing fraudulently acquired goods.
The Skype sex scam
You're on Facebook and you get a friend request from a cute girl you've never met. She wants to start sexting and trading nudes. She'll ask you to send pictures or videos or get on webcam where she can see you naked with your face in the picture. The scam: There's no girl. You've sent nudes to a guy pretending to be a girl. As soon as he has the pictures he'll demand money and threaten to send the pictures to your friends and family. Sometimes the scammer will upload the video to a porn site or Youtube to show that they are serious.
What to do if you are a victim of this scam: You cannot buy silence, you can only rent it. Paying the blackmailer will show them that the information they have is valuable and they will come after you for more money. Let your friends and family know that you were scammed and tell them to ignore friend requests or messages from people they don't know. Also, make sure your privacy settings are locked down and consider deactivating your account.
The underage girl scam
You're on a dating site or app and you get contacted by a cute girl. She wants to start sexting and trading nudes. Eventually she stops communicating and you get a call from a pissed off guy claiming to be the girl's father, or a police officer, or a private investigator, or something else along those lines. Turns out the girl you were sexting is underage, and her parents want some money for various reasons, such as to pay for a new phone, to pay for therapy, etc. There is, of course, no girl. You were communicating with a scammer.
What to do if you are a victim of this scam: Stop picking up the phone when the scammers call. Do not pay them, or they will be after you for more money.
Phishing
Phishing is when a scammer tries to trick you into giving information to them, such as your password or private financial information. Phishing messages will usually look very similar to official messages, and sometimes they are identical. If you are ever required to login to a different account in order to use a service, you should be incredibly cautious.
The blackmail email scam The exact wording of the emails varies, but there are generally four main parts. They claim to have placed software/malware on a porn/adult video site, they claim to have a video of you masturbating or watching porn, they threaten to release the video to your friends/family/loved ones/boss/dog, and they demand that you pay them in order for them to delete the video. Rest assured that this is a very common spam campaign and there is no truth behind the email or the threats. Here are some news articles about this scam.
The blackmail mail scam
This is very similar to the blackmail email scam, but you will receive a letter in the mail.
Rental scams Usually on local sites like Craigslist, scammers will steal photos from legitimate real estate listings and will list them for rent at or below market rate. They will generally be hesitant to tell you the address of the property for "safety reasons" and you will not be able to see the unit. They will then ask you to pay them a deposit and they claim they will ship you the keys. In reality, your money is gone and you will have no recourse.
Craigslist vehicle scams A scammer will list a vehicle on Craigslist and will offer to ship you the car. In many cases they will also falsely claim to sell you the car through eBay or Amazon. If you are looking for a car on Craigslist and the seller says anything about shipping the car, having an agent, gives you a long story about why they are selling the car, or the listing price is far too low, you are talking to a scammer and you should ignore and move on.
Advance-fee scam, also known as the 419 scam, or the Nigerian prince scam. You will receive a communication from someone who claims that you are entitled to a large sum of money, or you can help them obtain a large sum of money. However, they will need money from you before you receive the large sum.
Man in the middle scams
Man in the middle scams are very common and very hard to detect. The scammer will impersonate a company or person you are legitimately doing business with, and they will ask you to send the money to one of their own bank accounts or one controlled by a money mule. They have gained access to the legitimate persons email address, so there will be nothing suspicious about the email. To prevent this, make contact in a different way that lets you verify that the person you are talking to is the person you think you are talking to.
Cam girl voting/viewer scam
You will encounter a "cam girl" on a dating/messaging/social media/whatever site/app, and the scammer will ask you to go to their site and sign up with your credit card. They may offer a free show, or ask you to vote for them, or any number of other fake stories.
Amateur porn recruitment scam
You will encounter a "pornstar" on a dating/messaging/social media/whatever site/app, and the scammer will ask you to create an adult film with hehim, but first you need to do something. The story here is usually something to do with verifying your age, or you needing to take an STD test that involves sending money to a site operated by the scammer.
Hot girl SMS spam
You receive a text from a random number with a message along the lines of "Hey babe I'm here in town again if you wanted to meet up this time, are you around?" accompanied by a NSFW picture of a hot girl. It's spam, and they'll direct you to their scam website that requires a credit card.
Identity verification scam
You will encounter someone on a dating/messaging/social media/whatever site/app, and the scammer will ask that you verify your identity as they are worried about catfishing. The scammer operates the site, and you are not talking to whoever you think you are talking to.
This type of scam teases you with something, then tries to make you sign up for something else that costs money. The company involved is often innocent, but they turn a blind eye to the practice as it helps their bottom line, even if they have to occasionally issue refunds. A common variation takes place on dating sites/dating apps, where you will match with someone who claims to be a camgirl who wants you to sign up for a site and vote for her. Another variation takes place on local sites like Craigslist, where the scammers setup fake rental scams and demand that you go through a specific service for a credit check. Once you go through with it, the scammer will stop talking to you. Another variation also takes place on local sites like Craigslist, where scammers will contact you while you are selling a car and will ask you to purchase a Carfax-like report from a specific website.
Multi Level Marketing or Affiliate Marketing
You apply for a vague job listing for 'sales' on craigslist. Or maybe an old friend from high school adds you on Facebook and says they have an amazing business opportunity for you. Or maybe the well dressed guy who's always interviewing people in the Starbucks that you work at asks if you really want to be slinging coffee the rest of your life. The scam: MLMs are little more than pyramid schemes. They involve buying some sort of product (usually snake oil health products like body wraps or supplements) and shilling them to your friends and family. They claim that the really money is recruiting people underneath you who give you a slice of whatever they sell. And if those people underneath you recruit more people, you get a piece of their sales. Ideally if you big enough pyramid underneath you the money will roll in without any work on your part. Failure to see any profit will be your fault for not "wanting it enough." The companies will claim that you need to buy their extra training modules or webinars to really start selling. But in reality, the vast majority of people who buy into a MLM won't see a cent. At the end of the day all you'll be doing is annoying your friends and family with your constant recruitment efforts. What to look out for: Recruiters love to be vague. They won't tell you the name of the company or what exactly the job will entail. They'll pump you up with promises of "self-generating income", "being your own boss", and "owning your own company." They might ask you to read books about success and entrepreneurs. They're hoping you buy into the dream first. If you get approached via social media, check their timelines. MLMs will often instruct their victims to pretend that they've already made it. They'll constantly post about how they're hustling and making the big bucks and linking to youtube videos about success. Again, all very vague about what their job actually entails. If you think you're being recruited: Ask them what exactly the job is. If they can't answer its probably a MLM. Just walk away.

Phone scams

You should generally avoid answering or engaging with random phone calls. Picking up and engaging with a scam call tells the scammers that your phone number is active, and will usually lead to more calls.
Tax Call
You get a call from somebody claiming to be from your countries tax agency. They say you have unpaid taxes that need to be paid immediately, and you may be arrested or have other legal action taken against you if it is not paid. This scam has caused the American IRS, Canadian CRA, British HMRC, and Australian Tax Office to issue warnings. This scam happens in a wide variety of countries all over the world.
Warrant Call
Very similar to the tax call. You'll get a phone call from an "agent", "officer", "sheriff", or other law enforcement officer claiming that there is a warrant out for your arrest and you will be arrested very soon. They will then offer to settle everything for a fee, usually paid in giftcards.
[Legal Documents/Process Server Calls]
Very similar to the warrant call. You'll get a phone call from a scammer claiming that they are going to serve you legal documents, and they will threaten you with legal consequences if you refuse to comply. They may call themselves "investigators", and will sometimes give you a fake case number.
Student Loan Forgiveness Scam
Scammers will call you and tell you about a student loan forgiveness program, but they are interested in obtaining private information about you or demanding money in order to join the fake program.
Tech Support Call You receive a call from someone with a heavy accent claiming to be a technician Microsoft or your ISP. They inform you that your PC has a virus and your online banking and other accounts may be compromised if the virus is not removed. They'll have you type in commands and view diagnostics on your PC which shows proof of the virus. Then they'll have you install remote support software so the technician can work on your PC, remove the virus, and install security software. The cost of the labor and software can be hundreds of dollars. The scam: There's no virus. The technician isn't a technician and does not work for Microsoft or your ISP. Scammers (primarily out of India) use autodialers to cold-call everyone in the US. Any file they point out to you or command they have you run is completely benign. The software they sell you is either freeware or ineffective. What to do you if you're involved with this scam: If the scammers are remotely on your computer as you read this, turn off your PC or laptop via the power button immediately, and then if possible unplug your internet connection. Some of the more vindictive tech scammers have been known to create boot passwords on your computer if they think you've become wise to them and aren't going to pay up. Hang up on the scammers, block the number, and ignore any threats about payment. Performing a system restore on your PC is usually all that is required to remove the scammer's common remote access software. Reports of identity theft from fake tech calls are uncommon, but it would still be a good idea to change your passwords for online banking and monitor your accounts for any possible fraud. How to avoid: Ignore any calls claiming that your PC has a virus. Microsoft will never contact you. If you're unsure if a call claiming to be from your ISP is legit, hang up, and then dial the customer support number listed on a recent bill. If you have elderly relatives or family that isn't tech savvy, take the time to fill them in on this scam.
Chinese government scam
This scam is aimed at Chinese people living in Europe and North America, and involves a voicemail from someone claiming to be associated with the Chinese government, usually through the Chinese consulate/embassy, who is threatening legal action or making general threats.
Chinese shipping scam
This scam is similar to the Chinese government scam, but involves a seized/suspicious package, and the scammers will connect the victim to other scammers posing as Chinese government investigators.
Social security suspension scam
You will receive a call from someone claiming to work for the government regarding suspicious activity, fraud, or serious crimes connected to your social security number. You'll be asked to speak to an operator and the operator will explain the steps you need to follow in order to fix the problems. It's all a scam, and will lead to you losing money and could lead to identity theft if you give them private financial information.
Utilities cutoff
You get a call from someone who claims that they are from your utility company, and they claim that your utilities will be shut off unless you immediately pay. The scammer will usually ask for payment via gift cards, although they may ask for payment in other ways, such as Western Union or bitcoin.
Relative in custody Scammer claims to be the police, and they have your son/daughtenephew/estranged twin in custody. You need to post bail (for some reason in iTunes gift cards or MoneyGram) immediately or the consequences will never be the same.
Mexican family scam
This scam comes in many different flavours, but always involves someone in your family and Mexico. Sometimes the scammer will claim that your family member has been detained, sometimes the scammer will claim that your family member has been kidnapped, and sometimes the scammer will claim that your family member is injured and needs help.
General family scams
Scammers will gather a large amount of information about you and target your family members using different stories with the goal of gettimg them to send money.
One ring scam
Scammers will call you from an international number with the goal of getting you to return their call, causing you to incur expensive calling fees.

Online shopping scams

THE GOLDEN RULE OF ONLINE SHOPPING: If it sounds too good to be true, it probably is.
Dropshipping
An ad on reddit or social media sites like Facebook and Instagram offers items at huge discounts or even free (sometimes requiring you to reblog or like their page). They just ask you to pay shipping. The scam: The item will turn out to be very low quality and will take weeks or even months to arrive. Sometimes the item never arrives, and the store disappears or stops responding. The seller drop-ships the item from China. The item may only cost a few dollars, and the Chinese government actually pays for the shipping. You end up paying $10-$15 dollars for a $4 item, with the scammer keeping the profit. If you find one of these scams but really have your heart set on the item, you can find it on AliExpress or another Chinese retailer.
Influencer scams
A user will reach out to you on a social media platform, usually Instagram, and offer you the chance to partner with them and receive a free/discounted product, as long as you pay shipping. This is a different version of the dropshipping scam, and is just a marketing technique to get you to buy their products.
Triangulation fraud
Triangulation fraud occurs when you make a purchase on a site like Amazon or eBay for an item at a lower than market price, and receive an item that was clearly purchased new at full price. The scammer uses a stolen credit card to order your item, while the money from the listing is almost all profit for the scammer.
Instagram influencer scams
Someone will message you on Instagram asking you to promote their products, and offering you a discount code. The items are Chinese junk, and the offer is made to many people at a time.
Cheap Items
Many websites pop up and offer expensive products, including electronics, clothes, watches, sunglasses, and shoes at very low prices. The scam: Some sites are selling cheap knock-offs. Some will just take your money and run. What to do if you think you're involved with this scam: Contact your bank or credit card and dispute the charge. How to avoid: The sites often have every brand-name shoe or fashion item (Air Jordan, Yeezy, Gucci, etc) in stock and often at a discounted price. The site will claim to be an outlet for a major brand or even a specific line or item. The site will have images at the bottom claiming to be Secured by Norton or various official payment processors but not actual links. The site will have poor grammar and a mish-mash of categories. Recently, established websites will get hacked or their domain name jacked and turned into scam stores, meaning the domain name of the store will be completely unrelated to the items they're selling. If the deal sounds too good to be true it probably is. Nobody is offering brand new iPhones or Beats or Nintendo Switches for 75% off.
Cheap Amazon 3rd Party Items
You're on Amazon or maybe just Googling for an item and you see it for an unbelievable price from a third-party seller. You know Amazon has your back so you order it. The scam: One of three things usually happen: 1) The seller marks the items as shipped and sends a fake tracking number. Amazon releases the funds to the seller, and the seller disappears. Amazon ultimately refunds your money. 2) The seller immediately cancels the order and instructs you to re-order the item directly from their website, usually with the guarantee that the order is still protected by Amazon. The seller takes your money and runs. Amazon informs you that they do not offer protection on items sold outside of Amazon and cannot help you. 2) The seller immediately cancels the order and instructs you to instead send payment via an unused Amazon gift card by sending the code on the back via email. Once the seller uses the code, the money on the card is gone and cannot be refunded. How to avoid: These scammers can be identified by looking at their Amazon storefronts. They'll be brand new sellers offering a wide range of items at unbelievable prices. Usually their Amazon names will be gibberish, or a variation on FIRSTNAME.LASTNAME. Occasionally however, established storefronts will be hacked. If the deal is too good to be true its most likely a scam.
Scams on eBay
There are scams on eBay targeting both buyers and sellers. As a seller, you should look out for people who privately message you regarding the order, especially if they ask you to ship to a different address or ask to negotiate via text/email/a messaging service. As a buyer you should look out for new accounts selling in-demand items, established accounts selling in-demand items that they have no previous connection to (you can check their feedback history for a general idea of what they bought/sold in the past), and lookout for people who ask you to go off eBay and use another service to complete the transaction. In many cases you will receive a fake tracking number and your money will be help up for up to a month.
Scams on Amazon
There are scams on Amazon targeting both buyers and sellers. As a seller, you should look out for people who message you about a listing. As a buyer you should look out for listings that have an email address for you to contact the person to complete the transaction, and you should look out for cheap listings of in-demand items.
Scams on Reddit
Reddit accounts are frequently purchased and sold by fraudsters who wish to use the high karma count + the age of the account to scam people on buy/sell subreddits. You need to take precautions and be safe whenever you are making a transaction online.
Computer scams
Virus scam
A popup or other ad will say that you have a virus and you need to follow their advice in order to remove it. They are lying, and either want you to install malware or pay for their software.

Assorted scams

Chinese Brushing / direct shipping
If you have ever received an unsolicited small package from China, your address was used to brush. Vendors place fake orders for their own products and send out the orders so that they can increase their ratings.
Money flipping
Scammer claims to be a banking insider who can double/triple/bazoople any amount of money you send them, with no consequences of any kind. Obviously, the money disappears into their wallet the moment you send it.

Door to door scams

As a general rule, you should not engage with door to door salesmen. If you are interested in the product they are selling, check online first.
Selling Magazines
Someone or a group will come to your door and offer to sell a magazine subscription. Often the subscriptions are not for the duration or price you were told, and the magazines will often have tough or impossible cancellation policies.
Energy sales
Somebody will come to your door claiming to be from an energy company. They will ask to see your current energy bill so that they can see how much you pay. They will then offer you a discount if you sign up with them, and promise to handle everything with your old provider. Some of these scammers will "slam" you, by using your account number that they saw on your bill to switch you to their service without authorization, and some will scam you by charging higher prices than the ones you agreed on.
Security system scams
Scammers will come to your door and ask about your security system, and offer to sell you a new one. These scammers are either selling you overpriced low quality products, or are casing your home for a future burglary.
They ask to enter your home
While trying to sell you whatever, they suddenly need to use your bathroom, or they've been writing against the wall and ask to use your table instead. Or maybe they just moved into the neighborhood and want to see how you decorate for ideas.
They're scoping out you and your place. They want to see what valuables you have, how gullible you are, if you have a security system or dogs, etc.

Street scams

Begging With a Purpose
"I just need a few more dollars for the bus," at the bus station, or "I just need $5 to get some gas," at a gas station. There's also a variation where you will be presented with a reward: "I just need money for a cab to get uptown, but I'll give you sports tickets/money/a date/a priceless vase."
Three Card Monte, Also Known As The Shell Game
Unbeatable. The people you see winning are in on the scam.
Drop and Break
You bump into someone and they drop their phone/glasses/fancy bottle of wine/priceless vase and demand you pay them back. In reality, it's a $2 pair of reading glasses/bottle of three-buck-chuck/tasteful but affordable vase.
CD Sales
You're handed a free CD so you can check out the artist's music. They then ask for your name and immediately write it on the CD. Once they've signed your name, they ask you for money, saying they can't give it to someone else now. Often they use dry erase markers, or cheap CD sleeves. Never use any type of storage device given to you by a random person, as the device can contain malware.
White Van Speaker Scam
You're approached and offered speakers/leather jackets/other luxury goods at a discount. The scammer will have an excuse as to why the price is so low. After you buy them, you'll discover that they are worthless.
iPhone Street Sale
You're approached and shown an iPhone for sale, coming in the box, but it's open and you can see the phone. If you buy the phone, you'll get an iPhone box with no iPhone, just some stones or cheap metal in it to weigh it down.
Buddhist Monk Pendant
A monk in traditional garb approaches you, hands you a gold trinket, and asks for a donation. He holds either a notebook with names and amounts of donation (usually everyone else has donated $5+), or a leaflet with generic info. This is fairly common in NYC, and these guys get aggressive quickly.
Friendship Bracelet Scam More common in western Europe, you're approached by someone selling bracelets. They quickly wrap a loop of fabric around your finger and pull it tight, starting to quickly weave a bracelet. The only way to (easily) get it off your hand is to pay. Leftover sales
This scam involves many different items, but the idea is usually the same: you are approached by someone who claims to have a large amount of excess inventory and offers to sell it to you at a great price. The scammer actually has low quality items and will lie to you about the price/origin of the items.
Dent repair scams
Scammers will approach you in public about a dent in your car and offer to fix it for a low price. Often they will claim that they are mechanics. They will not fix the dent in your car, but they will apply large amounts of wax or other substances to hide the dent while they claim that the substance requires time to harden.
Gold ring/jewelry/valuable item scam
A scammer will "find" a gold ring or other valuable item and offers to sell it to you. The item is fake and you will never see the scammer again.
Distraction theft
One person will approach you and distract you, while their accomplice picks your pockets. The distraction can take many forms, but if you are a tourist and are approached in public, watch closely for people getting close to you.

General resources

Site to report scams in the United Kingdom: http://www.actionfraud.police.uk/
Site to report scams in the United States: https://www.ic3.gov/default.aspx
Site to report scams in Canada: www.antifraudcentre-centreantifraude.ca/reportincident-signalerincident/index-eng.htm
Site to report scams in Europe: https://www.europol.europa.eu/report-a-crime/report-cybercrime-online
FTC scam alerts: https://www.consumer.ftc.gov/scam-alerts
Microsoft's anti-scam guide: https://www.microsoft.com/en-us/safety/online-privacy/avoid-phone-scams.aspx
https://www.usa.gov/common-scams-frauds
https://www.usa.gov/scams-and-frauds
https://www.consumer.ftc.gov/features/scam-alerts
https://www.fbi.gov/scams-and-safety/common-fraud-schemes
submitted by EugeneBYMCMB to Scams [link] [comments]

BIG SURPRISE! Phone hacking & surveillance are being further enabled by the great Covid 19 panic of 2020 [RESEARCH]

Research; Remote manipulation & blocking of audio/visual recording devices on smartphones
++++++++++++++++++++++++++++++++++
ADVERT; How to Hack Someone’s Phone Camera

Is It Possible to Hack Someone’s Phone Camera?
Yes, it is absolutely possible to hack someone’s phone camera. There are several tools that can be used for this purpose. For example, RAT (Remote Accessing/Administration Tools) can be used to monitor the target’s phone camera.
By hacking the camera you can also use it to take pictures of your surroundings. This is a great way to know where the target is at a specific point in time. You can also get to know who he/she is with and where. This is, therefore, a powerful feature indeed. However, RAT tools can be complex to use.

https://spyic.com/phone-hack/how-to-hack-someones-phone-camera/?f_pt_ch=ICABCPC&gclid=EAIaIQobChMIzL6YtrSK6gIVCsqyCh0CdAFZEAAYASAAEgKmMfD_BwE

++++++++++++++++++++++++++++++++++

Phone-hacking device used by police sells on eBay for $100
The FBI is among the agencies which reportedly use the Cellebrite tool.

A phone-hacking device that law enforcement officials use to extract data from phones is popping up on eBay for as little as $100. Federal agencies in the US and elsewhere, including the FBI and Department of Homeland Security, typically spend up to $15,000 on current models of Cellebrite's Universal Forensic Extraction Device, though older versions are available on the secondary market.
https://www.engadget.com/2019-02-28-ios-android-hacking-device-ebay.html

+++++++++++++++++++++++++++++

"Apple" patented a technology that blocks the iPhone’s camera feature.

The new software, which hasn’t been officially introduced by Apple, would reportedly allow venues to use an infrared beam to disable a mobile phone’s camera, preventing users from taking videos and photos."

https://variety.com/2016/legit/news/apple-may-block-iphone-from-taking-photos-video-at-concerts-1201806381/

“An infrared emitter can be located in areas where picture or video capture is prohibited,” the patent reads. “An electronic device can then receive the infrared signals, decode the data and temporarily disable the device’s recording function based on the command.”

https://www.theguardian.com/technology/2016/jun/30/apple-iphone-camera-disable-remote-sensors-patent

++++++++++++++++++++++++++++++++++

How Cell Phones Are Tracked

The options for crowd surveillance are numerous. Stingrays and other IMSI catchers are controversial devices that have been used by local and federal law enforcement. These devices can trick your cell phone into connecting with it, instead of a cell tower, and intercept information (like SMS messages) without you necessarily realizing it. They can also extract identifying information from your phone and track your movements.

https://www.pcmag.com/how-to/how-to-lock-down-your-phone-for-a-protest

++++++++++++++++++++++++++++++++++

Agencies Spending Millions on 'Crossbow' Spy Tech, an Upgraded Stingray

"the Crossbow is an IMSI-catcher, a device that pretends to be a cellphone tower and tricks phones into connecting to it. From here, the device can capture a SIM card's unique identifier—the IMSI—and some models can intercept text messages and phone calls. It can also be used to track the physical location of a device, and by extension, its owner.
The devices can indiscriminately sweep up personal information of innocent people who happen to be in the vicinity of the device, and IMSI-catchers can also interfere with devices' abilities to make emergency 911 calls.

https://www.vice.com/en_us/article/jgxm3g/crossbow-imsi-catcher-new-stingray

++++++++++++++++++++++++++++++++++

Crossbow is a compact, multi-transmit, cellular transceiver platform for 2G, 3G, and 4G. kit includes: crossbow main unit, cabling, antennas, laptop, laptop battery pack, charger, external usb drive, external band selector, and software.
https://www.parttarget.com/5825-01-628-3210_5825016283210_CROSSBOW-CTP-01.html/-E5258788-57BC-4FA4-BED7-495DC067CE00

++++++++++++++++++++++++++++++++++

phone detection software

Sophisticated software automatically detects if a driver is handling a phone. Filtered images are then checked by a human eye by NSW authorities before a fine is issued.

Discarded images are deleted from digital files within an hour.
https://www.caradvice.com.au/811236/mobile-phone-detection-cameras-roll-out-across-australia-heres-everything-you-need-to-know/

++++++++++++++++++++++++++++++++++

Police 'considered' using

++++++++++++++++++++++++++++++++++

The San Diego Police Department considered using a hacking tool that would have given them remote access to a person's smartphone messages, contacts, photos, and more.
The hacking tool, called Phantom, promised an 'intelligence gold mine' for the 'investigative and special support offices' of the SDPD.
The tool could also be used to turn on the phone's microphone without the user knowing, covertly take pictures through its camera app, and even intercept calls - all while leaving 'no trace whatsoever on the device.'

https://www.dailymail.co.uk/sciencetech/article-8320083/Surveillance-firm-pitched-police-departments-remote-phone-hacking-tool.html

++++++++++++++++++++++++++++++++++
KASHOGGI MURDER

In August 2016, a Westbridge employee emailed the San Diego Police Department (SDPD) offering more information on Phantom, "a mobile intelligence system that would be a great addition to your investigative and special support offices." After remotely hacking the phone, Phantom can siphon a target's emails, text messages, and contact list, as well track their location, turn on the device's microphone and take photos with its camera, according to the brochure.
A former NSO employee told Motherboard that Phantom was "a brand name for U.S. territory," but the "same Pegasus," referring to NSO's phone hacking tool that the company has sold to multiple countries including the United Arab Emirates, Mexico, and Saudi Arabia for millions of dollars. Infamously, Saudi Arabia used the software to surveil associates of murdered journalist Jamal Khashoggi.

https://www.vice.com/en_us/article/8899nz/nso-group-pitched-phone-hacking-tech-american-police

WESTBRIDGE PHANTOM BROCHURE [VIA VICE ARTICLE ABOVE]

https://www.documentcloud.org/documents/6888574-Westbridge-NSO-Group-Brochure-for-Phantom.html

Pegasus = NSO Group = Israeli Mossad ?

https://www.outlookindia.com/website/story/india-news-intercepting-calls-monitoring-applications-how-israeli-spyware-pegasus-snoops-on-phones/341460

WhatsApp confirms: Israeli spyware was used to snoop on Indian journalists, activists
It is learnt that at least two dozen academics, lawyers, Dalit activists and journalists in India were contacted and alerted by WhatsApp that their phones had been under state-of-the-art surveillance for a two-week period until May 2019.

https://indianexpress.com/article/india/whatsapp-confirms-israeli-spyware-used-snoop-on-indian-journalists-activists-pegasus-facebook-6095296/


++++++++++++++++++++++++++++++++++

https://www.nsogroup.com/

Cue the Bond music;

'Fleming' system

“Fleming” is a new program developed by Israeli cyber intelligence firm NSO that uses cell phone and public health data to identify where people with coronavirus are and who they come in contact with. As tech companies work to create contact tracing tools, experts say location tracking can present serious privacy concerns.

https://www.nbcnews.com/nightly-news/video/new-high-tech-coronavirus-contact-tracing-efforts-stoke-privacy-concerns-82572869555


++++++++++++++++++++++++++++++++++


Israel-based private security firm NSO Group, known for making mobile hacking tools, is leading one of Israel’s contact-tracing efforts.
Security researcher Bob Diachenko discovered one of NSO’s contact-tracing systems on the internet, unprotected and without a password, for anyone to access. After he contacted the company, NSO pulled the unprotected database offline. Diachenko said he believes the database contains dummy data.

NSO told TechCrunch that the system was only for demonstrating its technology and denied it was exposed because of a security lapse. NSO is still waiting for the Israeli government’s approval to feed cell records into the system. But experts say the system should not have been open to begin with, and that centralized databases of citizens’ location data pose a security and privacy risk.

[snip]

The unprotected database was hosted on an Amazon Web Services server in Frankfurt, where the data protection regime is one of the strictest in the world.

It contained about six weeks of location data, spanning around March 10 to April 23. It also included specific dates, times and the location of a “target” — a term that NSO used in the database to describe people — that may have come into contact with a potentially infected person.

https://techcrunch.com/2020/05/07/nso-group-fleming-contact-tracing/
____________________________
"According to Minnesota Public Safety Commissioner John Harringon, officials there have been using what they describe, without going into much detail, as contact-tracing in order to build out a picture of protestor affiliations — a process that officials in the state say has led them to conclude that much of the protest activity there is being fueled by people from outside coming in."
[snip]
"The tracking, known as geoharvesting, is when data is gathered from a smartphone app on a device connected to the internet. That data contains geolocation information that can be queried to show movement on a map."
"The cellphone users remained anonymous and their locations were instead culled from the publishers of the opt-in apps they were using, said McEwan, CEO of the Austin-based startup Datum that is the parent company under which VoteMap falls. People gauging cellphone locations the day of the April 30 protest and the day after would not be able to see to whom the phone belonged," she said
https://massprivatei.blogspot.com/2020/06/police-use-contact-tracing-and-big-tech.html
submitted by w4rdr0b3 to conspiracy [link] [comments]

Chinese Tech's Godzilla Vs. Kong: How the Battle Between Alibaba and Tecent Will Shape the Future of Technology

Although most listeners to the Wealth of Nations podcast are only vaguely aware of Chinese technology giants Alibaba and Tencent, the two companies play a dominant position in China's technology ecosystem. Alibaba and Tencent both have market capitalizations over $500 billion, a market capitalization more than 8 times greater than their largest domestic competitors. As a result, Alibaba and Tencent have the power to shape how the internet feels and operates in China far greater than Apple, Facebook, Amazon or Google in the United States. It is vital to understand Alibaba and Tencent, and the rivalry of these two corporation to understand how technology in China works. In part one, I will describe the business models of Alibaba and Tencent, and how they compare to their nearest American counterparts. In part two, I will describe how both companies are creating rival technology ecosystems by financing networks of startups across many fields. Finally, in part three I will discuss how the rivalry between Alibaba and Tencent has accelerated the development of health technology in the face of COVID-19.
Alibaba is often described as the Amazon of China, but such a description is incomplete. Unlike Amazon, which is primarily a business to consumer company, Alibaba is first and foremost a business to business companies. Although Alibaba has branched into all areas of e-commerce, including Ali Express which sells low cost goods in the United States, it's most important business, Tabao.com, is a market that connects small businesses and factories to each other. Unlike Amazon, Alibaba does not own any of its own stock, or charge commissions for sales through its platform. Rather, Alibaba, like Google, will promote firms that pay to rank higher on their search engine. Total turnover for Tabao was $474 billion in 2020, and for Alibaba as a whole is $922 billion. Gross merchandise volume for Alibaba is more than three times what it is for Amazon. Alibaba has further extended its business into digital payments. Concerns about customer security forced Alibaba to create Alipay, a digital wallet. The data Alibaba gathered through Alipay gave Alibaba a wealth of data that banks do not have access to, allowing Alipay to become a major lender and Alibaba has loaned over $290 billion to mostly small businesses, embedding Alipay deeply into everyday life.
Tencent is often compared to Facebook, but it's business model differs dramatically from Facebook. Unlike Facebook, Tencent does not rely on advertising revenue. Instead, it's most important product is WeChat, a messaging service similar to WhatsApp. WeChat monetizes primarily through games and other services. Although I have described WeChat as a messaging app, it pervades social life in China to a far greater extent than any American messaging app. The reason this is the case is that WeChat has a payments platform fully integrated into the system. As a result, one can, via text message do everything from hailing a cab, ordering take-out, paying ones utilities, to hiring a masseuse. Moreover, Tencent has WeChat Moments, a Facebook like service and WeChat offers tools that allows stripped down websites to be embedded in WeChat. The result is that the average Chinese phone user spends nearly half of his time on WeChat affiliated apps. WeChat and Alibaba's competition on digital payments has dramatically expanded the use online payments. The total value of digital payments in 2018 was $40 trillion, double the amount from the previous year. More than one third of all payments are digital, much higher percentage than in the United States, with payments accepted everywhere from malls to street vendors.
Alibaba and Tencents' rivalry extends beyond digital payments. Both companies have set up cloud computing, retail, food delivery and many other industry. Tencent and Alibaba have taken their conflict outside the boundaries of China, with both companies using venture capital to finance firms in India, Indonesia and other countries throughout the world. One area where conflict between the tech giants has been the most fierce is in food delivery. The dominant player, Meituan is backed by Tencent, while Alibaba is backing Ele.me. Both countries have invested, and lost billions in building the infrastructure and gaining the market share to succeed in food delivery, and glimmers of profitability have only recently emerged. Before the crisis, China had 406 million use food delivery every year, making $66.3 billion of orders and food delivery is substantially more common in China than the United States. As a result, the Chinese food delivery system was prepared to deal with the surge in demand caused by COVID-19 lockdowns. Demand for frozen food increased 600% and for pet supplies by 500% during the height of the lockdowns forcing Meituan and Ele.me to innovate. Both companies have built relationships with farmers to supply neighborhoods with fresh produce, with neighborhoods and local governments cooperating to get essentials without excess contacts. Both companies have even experimented with high tech tactics such as self driving vehicles, and sci fi-esqu exoskeletons to help gig workers climb stairs.
Alibaba and Tencent have both played a major role in directly combatting COVID-19 as well. One of the most striking features about life in China today is the ubiquity of color coded apps that act are scanned via QR codes. Individuals must report whether they have a cough, fever or other COVID symptoms, and whether individuals have been in close contact with people with COVID-19. Users are given red, yellow and green statuses based upon their response to the app, which gives a QR code necessary for everything from entering grocery stores to using public transit. The health QR codes are for from perfect. They are not true digital tracing apps because they rely on self-reporting, and give massive amounts of information to unaccountable and oppressive governments.Although this might feel like a massive government overreach to Western ears, it marks a simplification of overlapping systems of surveillance maintained by community groups, security guards and police. Health QR code systems got their start when the local government of Hangzhou, the city in which Alibaba is based, commissioned it creation. Local governments, noticing the benefits of the system, commissioned Alibaba for similar systems. Tencent, unwilling to let Alibaba pull ahead of it in any field, created its own system. Both companies are competing, and innovating to build more advanced digital tracing systems.
The rise of technology in China raises the massive question of how long the United States will retain its technological superiority. The Chinese government has been used its digital power to censor social media abroad, and Tencent has a long history of working with the Communist party to censor internal opposition. Technology and censorship is a topic I wish to explore in much greater detail in a future episode. At the same time, it is important to recognize the innovation and entrepreneurship happening in Chinese technology. Although one normally assumes innovation flows from Silicon Valley to China, American companies are borrowing and copying from their Chinese counterparts. China's technology sector has the potential to be a massive positive force in economic development in not just China, but the world. But it will only be able to play such a positive role if the government of China allows it to play such a role.
www.wealthofnationspodcast.com https://media.blubrry.com/wealthofnationspodcast/s/content.blubrry.com/wealthofnationspodcast/China-Tech.mp3
submitted by gnikivar2 to geopolitics [link] [comments]

Chinese Tech's Godzilla Vs. Kong: How the Battle Between Alibaba and Tecent Will Shape the Future of Technology

Although most listeners to the Wealth of Nations podcast are only vaguely aware of Chinese technology giants Alibaba and Tencent, the two companies play a dominant position in China's technology ecosystem. Alibaba and Tencent both have market capitalizations over $500 billion, a market capitalization more than 8 times greater than their largest domestic competitors. As a result, Alibaba and Tencent have the power to shape how the internet feels and operates in China far greater than Apple, Facebook, Amazon or Google in the United States. It is vital to understand Alibaba and Tencent, and the rivalry of these two corporation to understand how technology in China works. In part one, I will describe the business models of Alibaba and Tencent, and how they compare to their nearest American counterparts. In part two, I will describe how both companies are creating rival technology ecosystems by financing networks of startups across many fields. Finally, in part three I will discuss how the rivalry between Alibaba and Tencent has accelerated the development of health technology in the face of COVID-19.
Alibaba is often described as the Amazon of China, but such a description is incomplete. Unlike Amazon, which is primarily a business to consumer company, Alibaba is first and foremost a business to business companies. Although Alibaba has branched into all areas of e-commerce, including Ali Express which sells low cost goods in the United States, it's most important business, Tabao.com, is a market that connects small businesses and factories to each other. Unlike Amazon, Alibaba does not own any of its own stock, or charge commissions for sales through its platform. Rather, Alibaba, like Google, will promote firms that pay to rank higher on their search engine. Total turnover for Tabao was $474 billion in 2020, and for Alibaba as a whole is $922 billion. Gross merchandise volume for Alibaba is more than three times what it is for Amazon. Alibaba has further extended its business into digital payments. Concerns about customer security forced Alibaba to create Alipay, a digital wallet. The data Alibaba gathered through Alipay gave Alibaba a wealth of data that banks do not have access to, allowing Alipay to become a major lender and Alibaba has loaned over $290 billion to mostly small businesses, embedding Alipay deeply into everyday life.
Tencent is often compared to Facebook, but it's business model differs dramatically from Facebook. Unlike Facebook, Tencent does not rely on advertising revenue. Instead, it's most important product is WeChat, a messaging service similar to WhatsApp. WeChat monetizes primarily through games and other services. Although I have described WeChat as a messaging app, it pervades social life in China to a far greater extent than any American messaging app. The reason this is the case is that WeChat has a payments platform fully integrated into the system. As a result, one can, via text message do everything from hailing a cab, ordering take-out, paying ones utilities, to hiring a masseuse. Moreover, Tencent has WeChat Moments, a Facebook like service and WeChat offers tools that allows stripped down websites to be embedded in WeChat. The result is that the average Chinese phone user spends nearly half of his time on WeChat affiliated apps. WeChat and Alibaba's competition on digital payments has dramatically expanded the use online payments. The total value of digital payments in 2018 was $40 trillion, double the amount from the previous year. More than one third of all payments are digital, much higher percentage than in the United States, with payments accepted everywhere from malls to street vendors.
Alibaba and Tencents' rivalry extends beyond digital payments. Both companies have set up cloud computing, retail, food delivery and many other industry. Tencent and Alibaba have taken their conflict outside the boundaries of China, with both companies using venture capital to finance firms in India, Indonesia and other countries throughout the world. One area where conflict between the tech giants has been the most fierce is in food delivery. The dominant player, Meituan is backed by Tencent, while Alibaba is backing Ele.me. Both countries have invested, and lost billions in building the infrastructure and gaining the market share to succeed in food delivery, and glimmers of profitability have only recently emerged. Before the crisis, China had 406 million use food delivery every year, making $66.3 billion of orders and food delivery is substantially more common in China than the United States. As a result, the Chinese food delivery system was prepared to deal with the surge in demand caused by COVID-19 lockdowns. Demand for frozen food increased 600% and for pet supplies by 500% during the height of the lockdowns forcing Meituan and Ele.me to innovate. Both companies have built relationships with farmers to supply neighborhoods with fresh produce, with neighborhoods and local governments cooperating to get essentials without excess contacts. Both companies have even experimented with high tech tactics such as self driving vehicles, and sci fi-esqu exoskeletons to help gig workers climb stairs.
Alibaba and Tencent have both played a major role in directly combatting COVID-19 as well. One of the most striking features about life in China today is the ubiquity of color coded apps that act are scanned via QR codes. Individuals must report whether they have a cough, fever or other COVID symptoms, and whether individuals have been in close contact with people with COVID-19. Users are given red, yellow and green statuses based upon their response to the app, which gives a QR code necessary for everything from entering grocery stores to using public transit. The health QR codes are for from perfect. They are not true digital tracing apps because they rely on self-reporting, and give massive amounts of information to unaccountable and oppressive governments.Although this might feel like a massive government overreach to Western ears, it marks a simplification of overlapping systems of surveillance maintained by community groups, security guards and police. Health QR code systems got their start when the local government of Hangzhou, the city in which Alibaba is based, commissioned it creation. Local governments, noticing the benefits of the system, commissioned Alibaba for similar systems. Tencent, unwilling to let Alibaba pull ahead of it in any field, created its own system. Both companies are competing, and innovating to build more advanced digital tracing systems.
The rise of technology in China raises the massive question of how long the United States will retain its technological superiority. The Chinese government has been used its digital power to censor social media abroad, and Tencent has a long history of working with the Communist party to censor internal opposition. Technology and censorship is a topic I wish to explore in much greater detail in a future episode. At the same time, it is important to recognize the innovation and entrepreneurship happening in Chinese technology. Although one normally assumes innovation flows from Silicon Valley to China, American companies are borrowing and copying from their Chinese counterparts. China's technology sector has the potential to be a massive positive force in economic development in not just China, but the world. But it will only be able to play such a positive role if the government of China allows it to play such a role.
www.wealthofnationspodcast.com https://media.blubrry.com/wealthofnationspodcast/s/content.blubrry.com/wealthofnationspodcast/China-Tech.mp3
submitted by gnikivar2 to neoliberal [link] [comments]

How to Make Money Online Without No Investment

How to Make Money Online Without No Investment
Everyone wants to earn money. Someone is doing a full time job for this, while someone is doing a Part Time Jobs. But nowadays a new trend of Money Earning is becoming very popular and that is - Online Earning. Nowadays there are many ways of Money Earning on the Internet which you can also adopt as a carer. Many people are excited to create Earn Money Online Career. You also want to earn Online Money, so you are reading this Online Earning Article. Earlier people used to search on the internet how to earn money? (How To Earn Money) But nowadays the trend has changed.

https://preview.redd.it/vhudba0psiy41.jpg?width=640&format=pjpg&auto=webp&s=b84575c16b1180cdf48467347ee6d6bbabd3caa2
Nowadays people want to do Part Time Jobs along with Full Time Job and to fulfill their desire, they are searching on the Internet how to earn money online? (How To Earn Money Online) I want people to be helped about this, so today I am going to tell you some very good ways to earn money online. Here I will tell you how to earn money online in India? (How To Earn Money Online In India)
How To Earn Money Online In India
Please read the Ways To Make Money Online mentioned below carefully. With this, you can fulfill your dreams of life by online Money Earning –
1- Earn Money Online By Blogging
Blogging is a good option if you want to do online earning. In blogging, you can put your thoughts in front of the whole world through the website. If you have a very good knowledge about any topic, then you can publish this knowledge online as an article on your website. In Blogging, you can do online earning through Google Adsense, Affiliate Marketing and many other ways.
2- Make Money Online By Content Writing
Nowadays, a very good way of doing online earning is Content Writing, in which you can earn money by doing online writing for someone. Nowadays there are many blogs and websites that offer to write articles. You can act as a Content Writer for these blogs and websites and do online money earning. You can sell a good article at a good price.
3- Online Earning By You Tube
Nowadays YouTube is becoming a very good option to earn Online Money on the Internet. On YouTube, you can do online money earning by uploading videos through your laptop or mobile. You can do online earning by uploading the related videos by uploading them to YouTube with knowledge in which you have knowledge. Ads on YouTube are provided by Google Adsense. Many You Tubers are earning millions of online money by this.
4- Online Consultant And SEO Specialist
Online Consulting is becoming a very good option of Online Money Earning nowadays. If you are a good expert on any subject like education, management, law, marketing, finance etc. then you can give online advice to people and earn money from them in return. Nowadays there is a lot of demand for SEO Specialist. Search Engine Optimization Expert is a new trend, it has a lot of opportunities nowadays.
5- Online Money Earning By Affiliate Marketing
Nowadays many people are doing online money earning from Affiliate Marketing. In Affiliate Marketing, you have to refer the buyer to sell the products of a company.
When the Buyer buys that product from that company, you get a commission. Nowadays, there are many online companies on the Internet that offer Affiliate Marketing like Amazon, Flipkart etc. You can earn a good commission by joining their Affiliate Program.
6- Money Earning By Online Selling
Online Selling is becoming a trend nowadays. There are many companies that are selling their products online and have become Millionaire by this. If you also create a product, you can either create your own website and sell it online or you can do online selling of your products on another website like Amazon, Flipkart, eBay etc.
7- Make Money Online By Freelancing
Freelancing work is a very good option of Online Money Earning nowadays. Freelancer work can be done online from your home on the Internet. In this, online work is taken from a company, organization, person etc. and in a given time, that work is completed and given. In this work, you can also take many tasks at once. That company or person (like Fiverr) pays you in return for your work. Nowadays there are many opportunities in freelancing. You can also become your carer in freelancing.
8- Earn Money Online By Website Designing
Nowadays people are choosing the best option Blogging to do Online Money Earning. Also, many new companies are making their own websites these days. In such a situation, there is opportunity for those who know website designing. With this you can earn a lot of online money. Also, if you know how to do Logo Design or Graphics etc., you can still do online earning.
9- Online Earning By Photography
In photography today, very good online money can be done today. There are many websites on the Internet where Money Earning has very good Opportunity in Photography. There are many websites on the Internet such as shutterstock, Istockphoto etc., where you can sell your Quality Photos and make money. Apart from this, you can do Online Money Earning by photography and creating your website and selling your photos on it.
10- Make Money By Online Tuition or Teaching
If you know a school subject well or you can prepare for a job competition then you can do online money earning by teaching tuition as a teacher. Nowadays the trend of Online Study is increasing very much. You can give Tuition or Teaching online on the Internet. For Online Teaching, you can create a website or you can upload videos on YouTube. Apart from this, you can also do Online Money Earning in the following ways - 1- There are many websites on the Internet that conduct online surveys and in turn give money earning opportunity. 2- There are many websites on the Internet, such as GoDaddy etc., which do Domain Selling. You can earn money online by buying and selling domains. 3- There are many websites on the Internet that provide data entry work. On these websites, you can do online money earning by doing data entry work. 4- Nowadays, different types of apps are coming on mobile. You can also do online earning by creating a mobile app for others. Also, by creating your own mobile app, you can earn money by advertising in it. 5- Nowadays you can also earn money through Face Book. If you have a Face Book Page, you can earn money online by advertising on it.
submitted by rklgpur14 to u/rklgpur14 [link] [comments]

The ladders of wealth creation: a step-by-step roadmap to building wealth

This summer I wrote a post on growing my software company to $15M ARR (reddit thread) that you all seemed to enjoy. So I thought I'd share my latest writing.
Back when I did web design people would often pitch me an idea for a business that would be "Uber for X" or "Facebook, but for Y" and I always struggled to explain how what they chose was an insanely difficult business and all the skills they would need to learn in the process.
This article is my first draft of an attempt to lay out the roadmap to building wealth and the pitfalls and principles you'll encounter along the way.
I'd love to hear what you think in the comments!
------------
In college I first heard Jason Fried from Basecamp talk about how making money is a skill—like playing the drums or piano—that you can get better at over time. That resonated with me immediately. I wouldn’t expect to be able to sit down at a piano for the first time and immediately play a concerto.
We could outline the progression to mastering a musical instrument, so we should also be able to do the same with earning a living.
What lessons do you need to learn to go from odd jobs around the neighborhood to owning a real estate empire? From working as a freelancer to selling your own digital products? What about from working at Wendy’s to owning a SaaS company earning over $1 million per month? That last one is my own path.
There’s a reliable progression that anyone can take to earn more and build wealth. In fact, I like to think of it as a series of ladders side by side. Each one can climb to different heights in both the quality of business and potential earnings.
-------------------------
Ladders of Wealth Creation Diagram
(this is important and explains the concept visually)
-------------------------
In this model the potential earnings increase the higher up each ladder you climb. They also increase as you move left to right to more advanced ladders. But the difficulty increases with each move as well.
Each step requires that you learn new skills to overcome those new challenges. Let’s break down a few of those skills and opportunities at each stage:

TIME FOR MONEY

Our first ladder is trading time for money. This is how most people you know earn a living. It may start with an hourly job working for Starbucks, but then transition into a salaried position working at a company.
At the most basic level you need the skills of:
Every job, even the most entry level, require those three things.
Then in order to take the next step up the ladder you will need to specialize in certain skills (design, copywriting, legal, becoming a nurse, etc) to gain a salaried position.

YOUR OWN SERVICE BUSINESS

If you choose to make the jump to the next ladder of running your own services business there’s an entirely new set of skills you need to learn that build on the last step. Things like:
Looking back there are so many things that seem easy and intuitive now (such as filing for an LLC with the Secretary of State) that were daunting to me at the time.
This is also where many business owners expand beyond their ability and start to lose the lessons they should have mastered from the previous ladder like being reliable and showing up consistently. Which is how a friend of mine with no plumbing experience bought a small plumbing company and doubled revenue in the first year with two simple changes:
  1. Following up with customers
  2. Doing what he said he was going to do
As business owners we underestimate just how much there is to learn so we get overwhelmed and start dropping the ball on the basics.

PRODUCTIZED SERVICES

Up until now each sale has been made by talking to customers or an employer directly in person or over the phone or email. But to truly reach new levels of income you need to learn a different lesson: how to sell without ever talking to the customer.
Our goal is to scale sales to new levels. That means removing every possible bottleneck. On the productized service we’ll remove the sales bottleneck, then on the next ladder we’ll remove the product delivery bottleneck.
A productized service is when we take a set offering (e.g. search engine consulting) and bundle it up as a set offering with a fixed price (an SEO site audit for $1,000).
A few examples include:
Because the project scope and price are fixed the service provider will make more on some projects than others, but the profits will average out.
On this ladder we need to learn:
If you choose to move further up this ladder you can add recurring revenue and employees to scale further and add predictability. For example, my brother-in-law Daniel used to edit any video for $30 per hour, but now he’s launched a recurring productized service to edit up to four vlog episodes per month for $1,000.
First he answered the question, “how many hours will this take?” by moving from hourly to a fixed per video cost. Then he clarified exactly who it is for by specifying vlogs, rather than just any video. And finally he made it recurring by moving to a monthly price, rather than a per video price.
Now he has a predictable income stream from a handful of clients and a waiting list for those who want to sign up when he has more availability.

SELLING PRODUCTS

A productized service works to remove the manual work from making the sale and selling a full product continues that trend by also removing the manual work from delivering the product.
Physical products fall into two categories: handmade and manufactured.
A product takes far more work to create up front, but then each individual sale and the fulfillment of that sale happens without much (or any) additional effort from the business owner.
Examples include:
At this stage there are an entirely new set of skills you have to learn in order to sell products in bulk:
That’s just a few of dozens of skills you’ll need. With that intro to the ladders of wealth covered, let’s turn to principles that will help you navigate this new concept.

8 principles to grow your wealth and income over time

  1. Extra time and money need to be reinvested
  2. You can skip ahead, but you still have to learn the lessons from each step
  3. Apply your existing skills in a new way to build wealth
  4. There’s a difference between working for a better wage and truly building wealth
  5. Using an earlier rung on the ladder to fund the next one
  6. Moving between ladders often means a decrease in income
  7. Each step is easier with an audience
  8. It takes longer than you think, but the results can be incredible

1. EXTRA TIME AND MONEY NEED TO BE REINVESTED

On a recent trip to Seattle I talked to my Uber driver between SeaTac and downtown Seattle. The conversation ranged from travel, our favorite islands in Hawaii, his love for music and gadgets, what he does for work, and why he’s driving for Uber on the side.
He has a solid career working downtown for the City of Seattle and Uber allows him to earn a little extra on the side driving a couple mornings a week. It’s fantastic that services like Airbnb and Uber allow those on with a set salary to earn more on the side.
So what was he spending this extra money on? Well, he loves gadgets and wants two things:
  1. To replace a broken speaker in his home theatre system.
  2. To buy a DJI Mavic drone.
Those are both super fun purchases and it’s great he’s able to work extra to make those happen. But it reminded me of why most people don’t build wealth: increased earnings never go into wealth.
All across society extra money—whether from a raise or working extra—disappears into lifestyle inflation or temporary purchases, when it could be put to work so much more effectively.
The drone would be really fun, but there are so many small parts and fancy electronics that it’s bound to break after a couple years—and that’s if you don’t fly it into a tree before then.
If you want to build wealth that thousand dollars should be spent on new skills or invested in the stock market, retirement accounts, or another business, rather than burned on the latest gadget.

2. YOU CAN SKIP AHEAD, BUT YOU STILL HAVE TO LEARN THE LESSONS FROM EACH STEP

At ConvertKit we run one of the largest affiliate marketing programs of any SaaS company, bringing in nearly half a million dollars in revenue each month. But it’s a pain. None of the software available to manage these systems works well and as a result we spend at least one day a month doing manual work.
My brother-in-law, Philip, saw this manual work and decided to build a better platform for SaaS companies to run affiliate programs. His new tool, called LinkMink, is gaining traction, but still early. After working on it for nearly two years he can’t help but feel frustrated he and his co-founder are only at a couple thousand a month in revenue.
I can relate to this. 2 years into starting ConvertKit we were at the same level. It sucks how slow SaaS can be.
But then I started thinking about Philip’s path. He’s got a bachelor’s degree in business, has worked as a designer, then as a software developer. Then he started working on LinkMink.
His path has been:
Okay, so far this is great. On our income-earning ladder he has gone from the first rung to the second and done it quite quickly. In just four years going from an entry-level position to a fantastic salary.
Somewhere in there he also did a little bit of contract design work, so he picked up the basics of invoicing, finding clients, and marketing your services.
So let’s look at his next step, which was too… Start LinkMink.
Starting a software-as-a-service app isn’t the next step on the spectrum. Hell, it’s not even in the next 10 steps!
Running a SaaS company is incredibly hard with so many moving pieces: development, servers, customer support, legal, payment processing, etc. No wonder it’s taking a while!
It’s not that he can’t do this or that he even made a poor choice in jumping to this step: simply that he has a lot of lessons to learn and he chose to learn them all here, rather than slowly in incremental steps throughout the journey.
Because of that, he should set his expectations that this will take longer and feel harder than it does for other people.
Those downsides are balanced by the fact that it can also have an incredible reward because recurring software is one of the greatest business models on the planet, which is why acquiring companies and investors will pay an incredible premium to own them.

3. APPLY YOUR EXISTING SKILLS IN A NEW WAY TO BUILD WEALTH

My friend Patrick bought a house that needed plenty of work and immediately dove into renovating it himself. Since he works construction full-time he was well equipped with the skills to transform this fixer-upper.
But the real magic and value wasn’t in the main house, which he is remodeling for his family, but in a detached 1-car garage that is accessible from the back alley. Originally this building was so run down that you wouldn’t even park a car in it, but after 6 months of work on nights and weekends Patrick renovated it into a beautiful little 300 square foot studio apartment.
Just a couple hours after listing it for rent on Airbnb he had his first booking. His first month booked up immediately generating over $1,800 in revenue. When combined with his job working on a construction crew, this new revenue stream was a 50% increase in his monthly earnings.
Because Airbnb already exists he has a product to sell (a cozy place to stay), in an existing marketplace, to a steady stream of buyers.
The best part is that not only is this making him money while he works construction, and that the extra work he put in will raise the resale value of his house, but really that for as long as he holds on to it, he has steady cashflow to more than cover his mortgage no matter what job he does.

4. THERE’S A DIFFERENCE BETWEEN WORKING FOR A HIGHER WAGE AND TRULY BUILDING WEALTH

While I love working on the computer and creating digitally, often I want an escape from that and to see projects come together in real life. Like many people I’ve been fascinated by tiny houses for years, so this year I decided to pull the trigger and build one myself. While it’s been a lot of learning and quite challenging at times, the break from sitting in front of a computer to start creating in real life has been so rewarding.
Since I’m a complete novice when it comes to home building, I’ve relied on experienced friends like Patrick for the trickier parts, such as installing a double-swing french door.
After finishing his own tiny studio and helping me build my tiny house Patrick said, “Maybe I should quit my construction job”—which is something he’s wanted to do for a long time—”and build tiny houses for other people.”
While it’s a solid idea, and would certainly be more fun than working for a construction company, I talked Patrick out of it. Not because I want to crush someone’s dream, but because it would be a step backwards on our earning a living ladder.
Patrick was on the first ladder of hourly or salaried work for a company. The next logical step would be to start his own company doing similar work. That actually takes him to the next ladder.
Then if he were building tiny houses specifically he could specialize and sell them more as a product—not just labor for x dollars per hour, but actually selling the completed tiny house for a fixed price. Which would mean any efficiencies gained would be his to keep.
Wait, those all sound like good things and steps forward, so why discourage it?
Because Patrick actually has a solid footing on a much more advanced ladder: selling products. His Airbnb is selling a product into an existing marketplace. He’s making money while he sleeps! So instead of using his time and skills to create another hourly or project based income source, he should build a tiny house for himself, put it on Airbnb, and double his product revenue.

5. USE AN EARLIER RUNG ON THE LADDER TO FUND THE NEXT ONE

The one downside to jumping ahead is that it often costs money before you will get money back. Because he did all the work himself, Patrick’s studio renovation only cost about $10,000. While it’s a great return, $10,000 is a lot to come up with!
In the same way Patrick’s biggest obstacle to running another airbnb unit is actually initial capital to get started through buying land and building materials.
That’s where the early rung on the ladders can help. You might stay at your software job longer to stockpile savings to fund your living expenses longer, or you might pick up extra shifts as a bartender to help save for your next set of building materials (which is what Patrick did). Often it requires extra work on one rung of the ladder to fund the jump to the next one.

WHEN IS IT WORTH IT TO WORK FOR A WAGE?

You may have heard the quote, “you shouldn’t trade time for money.” While true that there are better ways to build wealth, early in my career I found that advice quite discouraging. That was the only way I knew how to make money and apparently it was wrong!
You should trade time for money, especially early in your career when it’s the only option available with your current skill set. So rather than writing off entire methods for earning a living, let’s break down five examples of when you should trade time for money:
  1. When you are just getting started. Early in your career, the important thing is to make enough to pay rent and buy groceries. Don’t look down on any job that allows you to do that. Once you have a stable foundation you can start to pursue better opportunities.
  2. When you are learning a new skill. If you can get paid to learn a new skill that will grow your earning potential you absolutely should! Let’s say I want to be a YouTuber and are just getting started. Working as a camera assistant for an ad agency would be a great way to learn more about cameras and video while still paying rent.
  3. As a step in getting to a higher rung or on to the next ladder. It always takes time, money, or both to move to a higher rung on the ladder. If you spend conservatively and save any extra money you can have enough to buy the tools, training, or time necessary to get to the next level.
  4. To build relationships and find mentors. The right people will shape your mindset and opportunities. You should absolutely trade time for money if it means expanding your network to people who can help you jump to the next ladder.
  5. When the work is rewarding and meaningful in its own right. If you found work that you find meaningful and fulfilling, you should do that. Even if some expert says you shouldn’t trade time for money. A lot of money is far from the only kind of wealth.
The most important thing is that you aren’t just treading water as you work for a wage. As much of that money as possible should be saved and invested to help you jump to the next ladder.

6. MOVING BETWEEN LADDERS OFTEN MEANS A DECREASE IN INCOME

I hope this has been helpful and inspiring so far, because I’m about to hit you with some bad news: while income increases as you move up any one ladder, it often decreases when you jump between ladders. Sometimes that drop may be only for a few months, other times it could be a few years. Let me give you an extreme example.
In 2013 I earned over $250,000 from selling books and courses on design. My income head been steadily increasing for the last few years and I was damn proud of my blog and business. But then I decided to make the leap and switch from selling ebooks to starting a software company—one of the most difficult rungs on the product ladder.
My income immediately and substantially dropped as I focused on ConvertKit. So how long do you think it took to set a new one year income record? A year? Two years?
Nope. I didn’t earn over $250,000 in a year again until…2018. 5 years later!
Software can take a long time to get going and for years after we got traction I still reinvested everything. Now, because of the exponential growth of ConvertKit (more on that later), I’m now earning far more than my previous record of $250,000.
As you eye the next ladder to make the leap from a stable job to freelancing, or from a successful freelancing business to your next product, plan for a valley to follow your current revenue peak.
This is especially hard when you’re used to being successful in one area and then you start over in a new area and lose the signs of progress and forward momentum.

IT DOESN’T HAVE TO BE ALL OR NOTHING

You can start your blog while still helping freelance clients. Build the habit of writing while you still have your full-time job. Or do what I did and use book and course revenue to help fund building a software company.
A side project is an incredible way to bridge the gap and cover the dip as you move between ladders. Just one note: I said, “a side project” not “side projects.”
It’s so easy to get carried away with dozens of exciting ideas, working on each one as motivation and inspiration are there. But if you keep that cycle going it’s so easy to be spread thin between so many projects that will prevent you from making any one of them actually successful.

7. EACH STEP IS EASIER WITH AN AUDIENCE.

While the dip is always going to be frustrating, imagine that instead of making the leap alone you had dozens, hundreds, or even thousands of people cheering you on at each stage. Each person enjoying hearing about your journey and eager to help you make the next step.
Sound too good to be true?
It’s not. It’s called an audience.
By sharing your journey publicly—and inviting friends, family, and complete strangers along for the ride—you will create your own fan club who are actively rooting for your success.
That’s exactly what I did when I made the jump from selling ebooks about design to starting a software company: I talked about the entire journey through what I called The Web App Challenge. A public challenge to build a customer-funded SaaS product from scratch to $5,000 in recurring revenue in six months.
While I didn’t hit the goal—only achieving just over $2,000 per month—the people who rallied around to support my public journey were incredible.
That next endeavor that you launch, whether it’s creating handcrafted products for the farmers market, starting a new coffee shop, if you share your story and give people a way to follow your journey, they will. Some will buy your products, others will tell their friends, and still more will cheer you on.
An audience is actually easier to build than we make it seem:
  1. Have a goal. The goal could be to make your first sale at a farmers market, write a book, renovate an airbnb, pay off your debt, landing your first four design clients, or just about anything else. The point is for it to be clear who you are and what you are trying to accomplish.
  2. Document your progress. This next step is a little harder—not because it’s difficult to document progress, but because it’s difficult to do consistently. Choose a cadence and write updates reminding people of what you are trying to accomplish and sharing your progress, learnings, and challenges on that journey. That could be through a monthly blog post or even just through more regular Instagram posts.
  3. Ask for help. Finally, understand that everyone wants to help, so let them! If you need advice on how to price your products or how to setup your business, just ask. If someone in your small audience doesn’t know, they most likely know someone who does. Throughout my journey I’ve been blown away by how many people step up with advice, introductions, and support whenever I’ve asked.
So as you plan your next big step to build wealth I encourage you to set a clear goal, share it publicly, and give your community the opportunity to rally behind you and make it happen.

8. IT TAKES LONGER THAN YOU THINK, BUT THE RESULTS CAN BE INCREDIBLE

A few years ago my friend James’ grandmother passed away in her 90’s. She had grown up in the small town of Council in central Idaho. When she was 60 years old her husband, my friend’s grandfather, passed away. Leaving her alone. She was financially secure through two paid off houses, one in Boise, the other in Council, but she still had a long life ahead of her.
She always loved cute little houses and decided to buy one to rent out as a new hobby to fill her time. A couple years later she bought another and rented it out as well. Then another and another.
By the time I met her she was 80 years old and in the 20 years since she started, she had acquired more than 25 cute little homes throughout Southwest Idaho. None were very expensive, probably around $100,000 each, but combined they turned into quite the real estate empire. Each returning a great monthly cashflow that she rolled into buying the next property.
In addition to this she bought a one hundred acre ranch on the Boise river outside of town.
What had started as a hobby to pass her time and distract from loneliness turned into a real estate empire worth over $5 million.
The takeaway is not necessarily to buy more houses (though that has been a great path to wealth for many), but that consistently reinvesting time and money into wealth creation rather than lifestyle inflation can have incredible results if allowed to play out for long enough.

The unique shapes of increasing income

I mentioned earlier that the further to the right on the income ladders you go the more difficult they become, but also the greater the upside. It may be hard to understand exactly why that is, so let’s explain it with three visuals:

STAIR STEP

Stair step diagram
Most people will experience a stair step approach to income in their life. As they move from an hourly position to a salary that comes with a raise, which would be a step up in income. Then each additional salary increase will be another step. In some careers these may be small and often, in others they may be spaced out over more time and be quite large (residency to a full doctor or making partner at a law firm).
You can also supplement a salary with an additional project (a rental property, buying an e-commerce site, a recurring consulting agreement) that will result in another stair step in your income.
While this model isn’t the best possible, it is how nearly all wealthy people built their wealth. You won’t have unlimited upside, but over 40+ years it is one of the most reliable paths to wealth.

LINEAR

Linear diagram
Enough stair steps that are close together will simply look like a linear growth curve when you zoom out. So while a raise every few years will look like a stair step, a freelancer steadily able to increase her rate will look linear. In the same way that adding a rental property once is a worthwhile stair step, adding one per year is linear.
The most common linear growth that I see in my work is in selling digital products: as traffic increases, so do sales. It isn’t exponential because traffic is still the bottleneck, but each new blog post or search engine ranking brings a few hundred more people to the site each month. Over time that drives more sales and income increases.

EXPONENTIAL

Exponential diagram
Exponential growth comes from when each sale of a product truly makes the next sale come more easily. It requires a product that you can sell repeatedly (whether physical or digital) that can be created at a large scale. Meaning you can’t be selling your time.
Exponential growth often starts slowly, taking months or years to reach any kind of meaningful revenue. But fast forward a few years or a decade and the growth can be absolutely astounding.
Software companies, marketplaces, and large e-commerce companies have an incredibly high ceiling and can grow insanely fast in their prime. But that usually takes time, significant skill, and meaningful capital.

My own journey to building wealth

The one thing I can guarantee is that your journey won’t be linear. Mine own journey involved jumping all over the place. Let me show you:
  1. Woodworking (2003 — 13 years old). The very first way I made money—other than my parents paying me for work around the house—was making wood carvings on a scroll saw a family friend had given me, and selling them around the neighborhood. Each one making between $10-$40, depending on the complexity. While after that it would be a few years before I would revisit products, I still find it interesting that I had such an early foray into products. Most important skill acquired: the courage to knock on a stranger’s door and sell them something.
  2. Wendy’s (2005 — 15 years old). I was in a hurry to grow up and wanted to start taking college classes. I needed money in order to pay tuition. So I picked up the phonebook and started calling businesses asking how old you had to be to work there. Most said 16. Wendy’s was the first to say they’d hire at 15. Working the drive through we would compete with other local stores to set the fastest drive through services times. I worked the cash register and learned to type on it without looking in order to make sure I wasn’t the bottleneck. Most important skill acquired: how to work very fast.
  3. Freelance web design (2006 — 16 years old). I learned web design in high school and started to make money designing websites and logos. In 2007 I dropped out of college to do it full time. My biggest success was building a web application for $10,000. Most important skill acquired: how to find, work with, and charge clients.
  4. Lead designer in a startup (2009 — 19 years old). In 2009 I was hired on full time by one of my clients (a 14 person venture backed startup). I stayed for nearly three years, growing to lead their product design team. I spent my time designing in Photoshop, learning to code iOS apps, and working with a large team as the company eventually grew to over 80 team members. Most important skill acquired: an introduction to leading a team.
  5. Building and selling iOS apps (2011 — 21 years old). While working for the software startup I started building iOS apps on the side. Then I went out on my own to freelance and continue to build my own apps. As my first venture back into products since the days of selling handmade goods door to door, I had to learn to write a sales page, code apps, market products, and launch into the iOS app ecosystem. Most important skill acquired: building a product and selling into an existing marketplace.
  6. Selling my first book (2012 — 22 years old). After building quite a few iOS apps I turned to writing a blog and then eventually writing a book teaching how to design apps. The book was quite successful, selling nearly $20,000 worth in the first week! This launched my entire journey with building an audience and self-publishing. Most important skill acquired: how to build an audience.
  7. Building a software company (2013 — 23 years old). My next—and final—venture was to focus on software again and build the email marketing company I wish I had when I started growing an audience. Today ConvertKit earns over $18 million per year. Nearly seven years after starting ConvertKit it is what I’m still doing and plan to do for at least the next decade. Most important skill acquired: how to work relentlessly on one idea for long enough to reach its full potential.
Over the years I’ve done so many different things, but each one was a step towards learning the skills required to earn a living and build wealth.

Considering leveling up your income and wealth?

As you’re considering making the jump to the next level, ask yourself these questions:
These aren’t meant to discourage you from making a move. Instead, the answers to these questions will give you awareness to make you more likely to succeed in the journey ahead.
Let’s close with one final example.

The Patel Motel Cartel

Did you know that 50% of motels in the United States are owned and operated by people of Indian origin? One of my favorite articles I’ve read in the last year was in the New York Times and was actually written back in 1999, it’s titled, A Patel Motel Cartel?
In the 1950s families from India started to immigrate to the United States. Because it was so expensive they often relied on money from family to help them get settled.
Once in the United States they got jobs, earned more, and paid it forward to others in their family to help them make the same move. The money was never repaid, but always paid forward.
But the real magic came with what they did next. Instead of pursuing normal jobs a family would pull together all the money they could (from their own savings and from extended family) and use it as a down payment on a small motel. The family would then move into it and run it full time. Spending their days and weekends working the front desk, cleaning rooms, and making beds.
Over time as it grew into a meaningful business they would have some free capital to pay forward to another relative who would do the same thing.
They worked hard hosting thousands of guests and carefully stockpiling money. Whenever the stockpile grew large enough it didn’t go into increasing their lifestyle, but instead into the next opportunity, which was nearly always another motel.
By 2003, when the article was written, Indian immigrants owned half of all the motels in the United States. Not only were they continue to earn great revenue from each booking, but the land has appreciated over the decades to become incredibly valuable, making these families rich.
My three favorite things are that they:
  1. Rallied together to make one family succeed, and in doing so raised the tide for everyone.
  2. Never paid back the money, but instead paid it forward to the next family member to create opportunity for them.
  3. Always poured the money into the next revenue generating asset (another motel) rather than inflating their lifestyle.
While he doesn’t come from a culture where that kind of assistance and collaboration is common, my friend Patrick is well on his way to creating wealth through following the same model as he leverages his construction skills to build more Airbnbs.
Philip is doing the hard work to launch a SaaS company—learning all the skills necessary to jump 3 ladders in a single move. His company, LinkMink, is now growing quickly and we even switched ConvertKit to their platform a few months ago.
And I’ve used the skills I learned from each ladder to build a company to nearly $20 million in revenue.
No matter where you are in your journey, whether you are searching for a job, living paycheck to paycheck, launching your first business, growing an audience, starting a side project, scaling your company, or looking for the next venture to invest in, I hope this article helps to serve as a roadmap of what’s possible.
Building wealth is a skill. A skill anyone can master given enough time and a relentless desire to learn and work hard.
submitted by nathanbarry to Entrepreneur [link] [comments]

Affiliate marketing in India is growing rapidly; more and more people want to make money from affiliate marketing. If you are also looking to start affiliate marketing in India, and looking for some Indian affiliate networks than here are some best Indian Affiliate Networks and Programs to get started.. Affiliate marketing is a great source of making money online, with affiliate marketing, you How HostGator India’s Affiliate Program Works After you successfully join our affiliate program, you can choose from several banners and text links to go with the layout of your website. Place them strategically within the content of website, blogs, emails, newsletters, etc. Affiliate Program | SHEIN. {{"Spend {0} more to get a coupon!".replace('{0}', cartCouponsInfo.currencyInfo.symbol_left + (cartCouponsInfo.min_order - info.totalPrice Affiliate Marketing in India is developing quickly; an ever-increasing number of individuals need money from affiliate marketing. On the off chance that you are looking to start an affiliate marketing in India, and searching for some Indian affiliate networks than here are some best 30+ Indian Affiliate marketing sites list 2020 to begin. The concept of affiliate marketing or affiliate product marketing is well established in countries like the USA or Canada but in India, it is still in a nascent stage. Though, with growing demands on online shopping and increased competition amongst the multinationals companies for capturing the market share, the concept of affiliate programs

[index] [13298] [13500] [6626] [9938] [7570] [6141] [4236] [1409] [2197] [7569]